It’s official, property investors are back in the game. According to new data from Money.com.au, investors now hold their largest share of the mortgage market on record, accounting for 38% of all new lending in the year to June 2025. This narrowing gap between investors and owner-occupiers marks a major turning point in Australia’s property…
No one wakes up one day and is instantly an expert in anything. It usually takes years of practice to perfect any endeavour or skill. This is one of the reasons why I struggle with the concept that property investing is seemingly “easy”. Sure, buying a property might seem relatively simple on a transactional basis,…
Cotality’s national Home Value Index rose another 1.0% in November, marking the third month in a row where Australian home values have increased by one per cent or more. However, the pace of growth is moderating, coming down from 1.1% in October. The headline growth figure was weighed down by Australia’s two largest cities, with…
Let’s be honest, when you think of Toorak, Paddington or Surfers Paradise, “affordable” isn’t the first word that comes to mind. These are blue-chip postcodes where homes sell for the kind of money that makes even seasoned investors wince. But here’s the thing, you don’t always need $4 million (or more) to get your foot…
Here’s a group of quotes that should inspire and motivate you in the week ahead. Enjoy… 1. “What the mind of man can conceive and believe, it can achieve.” — Napoleon Hill 2. “A champion is afraid of losing. Everyone else is afraid of winning.” — Billie Jean King 4. “If you live long enough,…
Investing in property isn’t as straightforward as you might think, and if you don’t do it right, it could end up costing you a fortune. I always say: “Don’t let your emotions get in the way of your property investment decisions.” In fact, of all the common mistakes property investors make, this is where most…
Buying or selling a home has always been a high-stakes, high-pressure event. The paperwork, the deadlines, the hundreds of thousands, sometimes millions of dollars changing hands. But what most people don’t realise is that those exact conditions also create the perfect hunting ground for cybercriminals. And now, because of artificial intelligence, property scams are becoming…
Do you ever feel overwhelmed by all the mixed messages about property? One “expert” says the market is booming. Another predicts a crash. Interest rates, inflation, population growth – it can all feel confusing. And yet, some investors seem to consistently make money, cycle after cycle. What do they know that most don’t? They stick…
The Australian Prudential Regulation Authority (APRA) has unveiled a new cap on high debt-to-income (DTI) lending – a move designed to keep a lid on riskier borrowing as the housing market gathers price momentum, particularly in Sydney and Melbourne. From February 1, 2026, banks will be restricted to issuing no more than 20% of new…
Picture this – it’s 2045. You’re walking through a museum with your grandkids, and instead of staring at ancient artifacts or dinosaur fossils, they’re peering into glass cases displaying remote controls, petrol pumps, plastic packaging, and car keys. They’ll look up at you in disbelief and ask, “Did you really use these?” You’ll smile, remembering…
