Make sure to ‘die with zero’ for optimal happiness – that’s the idea behind Bill Perkins book – Die with Zero. In short, Perkins wants to rescue you from over-saving and under-living. So let’s dive into a challenging yet enlightening perspective on retirement, personal finance, and life priorities, inspired by Simon Kuestenmacher’s article in The…
Robert Kiyosaki’s Rich Dad real estate blog carried a great article giving some ideas about how to escape the rat race and develop financial freedom. While this was written some time ago and as you read them you may initially be surprised by the advice. On the other hand, if you’ve been following my philosophy of…
In the digital era, the job market is increasingly becoming a minefield – demanding and difficult to navigate. According to the Australian Bureau of Statistics, the number of job vacancies fell by 6.1% between November 2023 and February 2024. Every click on a job ad can either open doors to amazing opportunities, or plunge job…
I’ve met so many investors who are fixated on rental yields – but for me, capital growth is always the number one thing to look out for when buying an investment property. Building wealth through real estate is best achieved by buying quality investment-grade properties and holding them for the long term, allowing the market to…
Kick your debt problem to the curb once and for all with this step-by-step guide Are you sick and tired of credit card bills? Are you ready to discover how to get out of debt once and for all? If you want a permanent debt solution, then I have shocking news for you: debt is…
Today the 7.6 million Millennials in Australia are the largest demographic force. As a generation, they outnumber Gen Z and Gen X by about a million people. They outnumber the large Baby-Boomer generation by about two million people now. There’s no other generation that will have such a huge impact on the 2020s as the…
When you buy a property you receive a Certificate of Title, which is a paper copy of an entry in the online register. If you have a mortgage, the bank holds the Certificate of Title until your loan is repaid. A mortgage grants an interest in the real estate to the lender. Once it’s paid…
The statistics say it all-around 92% of Australians who invest in property never make it past their first or second investment. This is in spite of the fact that one property will never make you rich…it will never even make for a comfortable retirement when you consider that this stage of your life could represent…
In 2017, Griffith University estimated Australians would pass on a staggering $3.5 trillion in wealth over the next two decades. It is estimated that around $10 billion is inherited every month in Australia, and the numbers are steadily increasing. Given these projections, it’s highly probable that many of you reading this blog will receive an…
You’ve just made an offer on your new home or your next investment property and it’s been accepted. That’s great news, but what actually comes with the property when you settle? Is it everything that you saw when you inspected the property? Clearly not – some of the items in the property belonged to the…