Articles by Tom Corley

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Tom is a CPA, CFP and heads one of the top financial firms in New Jersey. For 5 years, Tom observed and documented the daily activities of wealthy people and people living in poverty and his research he identified over 200 daily activities that separated the “haves” from the “have nots” which culminated in his #1 bestselling book, Rich Habits – The Daily Success Habits of Wealthy Individuals. Visit the website: www.richhabits.net

In the personal development industry, the experts try to separate themselves from the competition by sharing their unique formula for success. Each self-help expert seems to have their own proprietary “formula” for success. But, one thing I’ve noticed among these experts is they all seem to ignore the most important factor of success – Luck….

Self-made success is built upon a mountain of mistakes.  The more mistakes, the higher your mountain, the greater your success and the more money you’ll ultimately make. In my Rich Habits study, I stumbled onto something I thought was counter-intuitive. The self-made millionaires in my study acknowledged that they had made a lot of mistakes…

Rich or poor, there are four common spending mistakes that sap your wealth. The key to growing and maintaing your wealth is avoiding these spending mistakes. Want Spending Want spending is buying what you want, when you want it, without considering the consequences. Want spending is driven by envy, an emotion that is fueled by…

There are smart ways to try and make more money and then there are the not so smart ways. Thanks to my five year study on rich people, I was able to uncover some of the best ways to make extra money. Here are six of the best pieces of advice I found from my…

Psychology Today reported in 2013 that 70% of our thoughts are negative. In 2005, The National Science Foundation did some research on how humans think. They found that humans had about 12,000 to 60,000 thoughts per day and of those thoughts, 80%  were negative. Even worse, they found that 95% of the thoughts we have…

For the three individuals out there who have never hear of Spock, he is the Vulcan in the Star Trek series, books and movies. Spock’s overriding character trait was that he never expressed emotion and, thus, was ruled by logic. Interestingly, controlling your emotions was one of the common Rich Habits among the self-made millionaires…

If the 2020/2021 Pandemic has taught us anything it is that economic calamities happen. Some are worse than others. Depressions are, by far, the worse type of economic downturn. But they are rare. Recessions, however, are more commonplace. During recessions, millions lose their jobs. In the aftermath of a recession bloodbath, many lose their homes,…

Cheap people and frugal people are two very different types.  Cheap people focus on price first, when it comes to spending their money. Frugal people focus on quality first when it comes to spending their money. But one common denominator they both share is that they control how much money they spend. Most people, however,…

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