Here’s the uncomfortable truth many Australians are starting to realise – you can work harder than ever, do everything “right”, yet still fall behind financially. It’s not due to buying too many lattes or smashed avocado sandwiches, and it’s certainly not due to a lack of ambition. It’s because the rules of money quietly changed…
If I asked you to name the most important ingredient in building long-term wealth, what would your answer be? Most people would probably say hard work. Others might suggest intelligence, discipline, good timing, or perhaps choosing the right investments. They’re all helpful, but after more than five decades of investing through property booms, recessions, share market…
Most investors are obsessed with what’s going to happen in the next 3 months, yet the ones who actually build serious wealth are thinking in decades. If you really want to change your financial future, don’t focus on the next quarter; commit to the next 25 years. Shift your timeframe, change your decision. Because something…
If you’ve been following the property headlines lately, you could be forgiven for thinking Australia is heading towards another housing crisis. House prices are easing across many of our capital cities, consumer confidence has weakened and borrowing has become more expensive. Some commentators are once again predicting large price falls and urging buyers to stay…
Most of us spend years trying to figure out money – what to do with it, how to invest it, how to make it work harder. But imagine if someone had taught you the fundamentals when you were a child. Because here’s what I’ve seen over the years – the families who build lasting generational…
Here’s a question that makes almost every Australian a bit uncomfortable if they’re honest with themselves. Do you actually want housing to become more affordable, or do you just want it to become more affordable for your kids while your own home keeps growing in value? That tension sits underneath almost every conversation about housing…
Have you thought about investing in commercial property? You’re not alone — faced with the prospect of more moderate returns from their residential property investments, many investors are considering this as an alternative. By this, I mean offices, shops or warehouses. Some investors are looking for diversification in their investment portfolios; others are looking for…
Most Australians know they pay a lot of tax. What most don’t realise is just how dramatically the system has shifted over the past century, and how that shift is quietly eating away at the wealth of ordinary working Australians, especially investors. Here’s something worth thinking about as you head into tax time…Australia’s top marginal…
Most people assume success in property comes down to timing the market or picking the right suburb, but in reality, your results are largely determined by the decisions you make along the way. And those decisions are driven by how you think. In today’s environment, with higher interest rates, constant media noise and mixed messages…
Migration has become one of the most emotional issues in Australia. And frankly, that’s understandable. Many Australians are dealing with higher rents, a shortage of homes, congested roads, pressure on schools and hospitals, and the feeling that population growth has run ahead of planning. So when people hear someone say Australia should offer more permanent…