For decades, Australia has taken pride in offering one of the world’s most liveable lifestyles: safe cities, high wages, generous social systems and, of course, the long-held expectation that you’d eventually retire in the comfort of your own home. It was the classic Australian promise: Work hard for 40 years, pay off the mortgage, and…
Have you noticed how the Australian property market keeps defying the pessimists? Every time someone says prices have to fall, the market seems to tap them on the shoulder and say, “Not so fast.” Well, the latest November home price report is out, and it paints a very clear picture: Australia’s housing markets are still…
Cotality’s national Home Value Index rose another 1.0% in November, marking the third month in a row where Australian home values have increased by one per cent or more. However, the pace of growth is moderating, coming down from 1.1% in October. Every month, investors, homeowners, and would-be buyers turn to the latest median property…
If you’re feeling uncertain about the property market right now, you’re not alone. Many property investors I speak with are in the same boat – bombarded by conflicting information and unsure about the next steps. The challenges you’re facing are real, but they don’t have to hold you back. Here are some common obstacles you…
Negotiating is a part of living; we do it all the time. When you walk down a crowded street, you negotiate the path you take. A couple negotiates their relationship before and during marriage. Although you may not realise what’s happening, for example, you take out the garbage tonight and I will do the dishes. …
Here’s a group of quotes that should inspire and motivate you in the week ahead. Enjoy… 1. “What the mind of man can conceive and believe, it can achieve.” — Napoleon Hill 2. “A champion is afraid of losing. Everyone else is afraid of winning.” — Billie Jean King 4. “If you live long enough,…
Investing in property isn’t as straightforward as you might think, and if you don’t do it right, it could end up costing you a fortune. I always say: “Don’t let your emotions get in the way of your property investment decisions.” In fact, of all the common mistakes property investors make, this is where most…
Do you ever feel overwhelmed by all the mixed messages about property? One “expert” says the market is booming. Another predicts a crash. Interest rates, inflation, population growth – it can all feel confusing. And yet, some investors seem to consistently make money, cycle after cycle. What do they know that most don’t? They stick…
The Australian Prudential Regulation Authority (APRA) has unveiled a new cap on high debt-to-income (DTI) lending – a move designed to keep a lid on riskier borrowing as the housing market gathers price momentum, particularly in Sydney and Melbourne. From February 1, 2026, banks will be restricted to issuing no more than 20% of new…
Picture this – it’s 2045. You’re walking through a museum with your grandkids, and instead of staring at ancient artifacts or dinosaur fossils, they’re peering into glass cases displaying remote controls, petrol pumps, plastic packaging, and car keys. They’ll look up at you in disbelief and ask, “Did you really use these?” You’ll smile, remembering…