![[Podcast] All Your Finance Questions Answered](https://cdn.propertyupdate.com.au/wp-content/uploads/2019/09/MY-podcast-126-All-your-finance-questions-answered.jpg)
The content of today’s show has been designed by you, because we’re going to answer your finance questions.
Today’s conversation with Dan Gold will be helpful for both beginning and experienced property investors. 
I’ve also thrown in my own question, and I think you’ll enjoy hearing the answer: - "Is it really true that you can get a finance approval in as little as two days?"
You’ll find out today.
Some of the questions we discuss today:
- Will buying higher-yielding properties in regional Australia increase borrowing capacity? And will that allow the buyer to purchase more properties?
- In the current lending environment, high-yielding residential properties do not have a material impact on borrowing capacity.
- What factors are important to look at other than interest rates when looking for a loan for an investment property?
- Focus on finding a lender that can actually meet your requirements and objectives and be selective with the person or bank that’s going to be taking you through the process.
- Are interest-only loans back?
- For the right borrower, interest-only loans never really went away.
- How do you release the equity from your property portfolio?
- Do a review of your property portfolio to get a sense of how much equity you have. The banks will allow you to borrow up to 80% against any one asset, so if you’re only leveraged up to 50%, you may be able to release that remaining 30% to fund deposit and purchase costs on your next property.
- Can you get a loan approved in a couple of days?
- There are lenders in the current marketplace that can turn loan applications around quickly. To get a loan approved quickly, you need to:
- Deal with a bank that’s capable of doing fast loans
- Make sure that you have 100% of your required documentation upfront
- Discuss any areas of complexity up front before starting your application
- There are lenders in the current marketplace that can turn loan applications around quickly. To get a loan approved quickly, you need to:
Links and Resources:
Why not speak with the team at Metropole Property Strategists and get their independent property advice -click here
Get more details about Michael Yardney’s Property Renovations and Development workshop
Some of our favourite quotes from the show: 
“In my mind, residential real estate’s a high growth, relatively lower-yield investment.” – Michael Yardney
“While interest rates are interesting, they’re probably not the most important factor at all.” – Michael Yardney
“People sort of forget that that’s their asset that they can borrow against, so yes, see what your loan-to-value ratios are, also see are your current loans appropriate for today’s marketplace and can you maybe save a little bit in interest by just asking.”— Michael Yardney
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