Household debt is offset by asset wealth
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The ratio of household debt to disposable income was recorded at 193.7% at the end of June, and now sits at a record-high, having increased by 2% over the quarter and by 3.9% over the year, according to the latest quarterly household finance data from the Reserve Bank of Australia (RBA).  The latest data from…

Title traps and tips
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Housing is considered safe because it’s not a “take it or leave it” type of investment like shares or savings. Whether or not we are property investors, we all need a place to call home and private land ownership satisfies our need for security.   Our right to buy or sell property is given to us…

How to get a business loan
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Today’s work environment is much different than in years gone by – and it’s mainly due to technology. Not only are there new occupations being created almost daily, our global society means that it’s easier to connect with millions of potential customers than ever before.  This new world we live in has resulted in more…

Pipeline of Housing Stock Has Peaked but Pending Supply Remains Well Above Long Term Average Levels
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Building activity data for the June 2017 quarter was published by the Australian Bureau of Statistics earlier this week. The data contains additional insight to the housing construction sector, tracking quarterly dwelling commencements, completions and counts of dwellings under construction. The data is showing a softening in commencements as approvals have slowed but still heightened levels…

What’s Your Money Mindset?
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Were your parents good with money? Were they bad with money?  Was money a source of stress or anxiety during your childhood? Did your parents fight over money? Was money always hard to come by growing up? Was one parent in charge of making money? Was one parent in charge of spending money? We all…

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