I was recently asked to distil my property investment philosophy into a few simple rules. Now that’s a big ask… Distil all the mistakes I’ve made and seen others make, as well as all the lessons I’ve learned and those of the many successes investors I’ve worked with into a view of simple rules. Anyway…here’s…
They’ve never known life without smartphones. They grew up through lockdowns, climate anxiety, social media algorithms and a housing crisis that has made the traditional Australian dream feel increasingly out of reach. And while many older Australians still dismiss Gen Z as entitled, distracted or unrealistic, they’re missing something important. This generation is already reshaping…
The federal budget dropped last week and, if you believe the loudest voices in the room, property investment in Australia is finished. I don’t buy that for a second, but I do think this changes the game enough that investors need to think more carefully than they have for years. I’ve been watching governments tinker…
Cotality’s national Home Value Index was flat in May, with the housing cycle continuing to weaken across most markets. Beneath the flat national result, Sydney and Melbourne are leading the downturn, with dwelling values falling by 0.9% and 0.8% respectively in May, to be 2.1% and 2.9% below their cyclical highs in November last year….
For years, millennials have been the punching bag of public debate. They’ve been criticised for delaying marriage, accused of spending too much on travel and avocado toast, and blamed for changing workplace culture. Depending on who you listen to, they’re either financially irresponsible or victims of a system that became harder to navigate just as…
The Federal budget on May 12 changed the rules for property investors in ways that most people are still working through, and Westpac’s economics team has now put some concrete numbers around the likely market impact. If you’ve been wondering how to think about the combination of the tax changes and rising interest rates, I’ll…
House prices have always been a talking point in Australia, but lately the conversation has shifted from concern to alarm. And for good reason. Tom Crowley explained this well in a recent article on ABC. He said… Think back to 2001. A typical nurse-and-electrician couple could save for around six years and buy a modest…
A lot has happened in a fortnight, and if you’ve been watching the headlines, you could be forgiven for feeling like the ground has shifted beneath the property market. The RBA had already raised rates three times this year, taking the cash rate back to 4.35% – effectively unwinding every cut made in 2025. Two…
Before the federal budget lands, I think every Australian property investor needs to understand what happened across the Tasman over the last four years, because New Zealand didn’t just debate whether to remove negative gearing and interest deductibility from property investors. They actually did it! And then, after watching rents hit record highs, investors bail…
They’re not the loudest generation and they don’t dominate social media conversations like Millennials, nor do they attract the political attention constantly aimed at Baby Boomers. In fact they rarely become the focus of think pieces or economic debates, and yet right now, Generation X sits in one of the most influential positions in Australia….
