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Gambling has long been a favourite pastime for Aussies and according to a report from Gambling Statistics Australia, we spend an average of $1.9 billion on lotto every year. Of the 6.8 million Australians who like to take a punt, about 76% of them play the lottery. Who is buying all these tickets? When you do…
What if the most important factor determining your financial future was decided before you were even born? Before you went to school, chose a career, purchased your first property or made your first investment, the circumstances of your birth had already influenced the opportunities available to you. It’s an uncomfortable thought, particularly for those of…
If a picture paints a thousand words, then this collection of charts should do a pretty good job of painting the landscape as it affects our economy and our property markets. Each month the RBA summarises macroeconomic and financial market trends in Australia by providing a detailed chart pack. World Economy Australia’s economy doesn’t operate in…
You can earn more than you did five years ago and still feel as though you’re going backwards. For many Australian households, that’s become a familiar experience as everyday expenses, mortgage repayments and tax absorb more of their income, leaving less room to save, invest or enjoy life. After more than 50 years of investing,…
Cotality’s national Home Value Index (HVI) was down 1.2% in October, taking the downturn into a seventh consecutive month. The pace of the decline is faster than any previous downturn in the past 40 years, with capital city values down 8.1% in seven months. Every month, investors, homeowners, and would-be buyers turn to the latest…
Victorian landlords could be required to hold a licence and face a three-strike rule that would strip them of their right to rent out properties under a Greens proposal unveiled ahead of the upcoming state election. While the plan aims to hold landlords accountable for breaching their obligations, this ridiculous proposal would add another layer…
Success, as with most things, starts with attitude. When you’re struggling, a small burst of inspiration can make a huge difference. Here are 10 quotes about success to inspire you to keep pushing forward and achieve your dream “Nobody ever wrote down a plan to be broke, fat, lazy, or stupid. Those things are what happen…
What if I told you Australia isn’t really one country? It’s a collection of tribes. Some of them you’ll recognise immediately – Baby Boomers, Gen X, Millennials. But others… like KIPPERS, YUMMYs, or NETTELS, are quietly shaping where people live, how they spend, and ultimately… where property values grow. And here’s the problem… Most investors…
Australia’s housing crisis has always been a supply crisis. We simply don’t have enough homes for our growing population, construction costs remain too high, builders are struggling to make projects viable, and rental vacancies are already at critically low levels. Against that background, you would expect every government policy to encourage more people to invest…
Spend a little time on social media, and you will quickly come across people suggesting that property is no longer a worthwhile investment. That argument has grown louder since the Federal Government announced major changes to negative gearing and capital gains tax in the 2026 Budget. From 1 July 2027, negative gearing on residential property…
