Here’s a group of quotes that should inspire and motivate you in the week ahead. Enjoy… 1. “What the mind of man can conceive and believe, it can achieve.” — Napoleon Hill 2. “A champion is afraid of losing. Everyone else is afraid of winning.” — Billie Jean King 4. “If you live long enough,…
Australians have never been wealthier, healthier or more comfortable. We live longer, travel farther and have instant access to information, entertainment and conveniences that previous generations could scarcely have imagined. Our homes are larger, our cars are safer, our food choices are broader and technology allows us to communicate with almost anyone in the world…
If you could step back into Australia in 1981, you would recognise the country, but much of everyday life would feel surprisingly foreign. Australia was younger, smaller, less diverse and more traditional. Families were larger, manufacturing played a much bigger role in employment, overseas travel was a luxury, and the typical worker was more likely…
Smart investors still make expensive mistakes, and surprisingly often, the problem begins inside their own heads. We like to believe that our investment decisions are based on facts, careful analysis and rational judgment. Yet cognitive biases quietly shape which facts we notice, which risks we dismiss and which stories we choose to believe. They encourage…
For the last 20 years, one of the defining stories of Australian housing has been the rise of the apartment. Look at the skylines of Sydney, Melbourne and Brisbane and you can see the evidence everywhere. Cranes filled our CBDs, high-rise towers appeared around transport hubs and former industrial precincts were transformed into dense residential…
You’ve heard every stereotype going around about property investors. Some commentators paint us as reckless speculators piling into debt we can’t handle, while others imagine a nation of mum-and-dad battlers gambling their super on a rental property they barely understand. The truth, according to the most comprehensive dataset the Reserve Bank has ever had access…
Australia desperately needs more homes, yet the latest building approval figures show how difficult it will be to deliver them. National dwelling approvals fell 2.7% in July, with approvals for detached houses dropping 4.2% and units declining 0.4%. At the same time, the cost of building a new home is rising again, placing further pressure…
Most property investors don’t fail because they lack access to information. In fact, today they have more information, more data, more forecasts, more podcasts, more software, more AI tools, and more opinions than ever before. And that may be part of the problem. Because when your brain is wired for survival, uncertainty can feel like…
Before we get into this week’s numbers, it’s worth stepping back and looking at where we sit in the cycle. The Reserve Bank held the cash rate at 4.35% at its August meeting, and it won’t sit down again until the 29th of September. Underlying inflation is still running above the RBA’s target band, and…
Six months ago the conversation about Australian property was all about resilience, about how our markets kept climbing despite thirteen rate rises and a cost of living squeeze that refused to ease. That conversation has changed. Australia’s property downturn gathered sharp momentum in July, with Cotality’s national Home Value Index (HVI) falling 0.7% – the…