In recent months, the issue of rent control in Australia has been at the centre of intense scrutiny. The Victorian Government has sparked debate across the nation by indicating that it is considering both restricting the range of a rental increase and limiting rent increases to once every two years. The implications of these moves…
Every few months, there’s a story online about an investor in their 30s that has amassed a property portfolio of 12 properties…and how you can do it too. Firstly, we shouldn’t be impressed by the number of properties that someone owns, as it doesn’t tell us anything about their wealth (equity). Boasting about the number…
A policy that caps residential rents was always going to get headlines for politicians. Any suggestion to keep the cost-of-living down – now, will sound like a good idea in the current environment. But according to the REIV rent freezes and caps are a naive view of the wider economy. And I agree. Rising rents…
Borrowing to invest in property is a popular and highly effective wealth accumulation strategy if it’s implemented correctly. However, loan structuring can often be an afterthought. The reality is that loan structuring and maximising your borrowing capacity are almost just as important as buying the right property. This blog sets out how to structure your loans…
Having helped hundreds of property investors finance their acquisitions, I have been able to gain a great perspective as an “outsider” with regard to how property investors go about making their investments. There are some common things that the vast majority of investors do not do, which I think negatively impact their chances of success….
In this article, I talk about the current state of Australia’s housing market, examining past and projected population growth, housing demand, and the supply of new dwellings. Four tables provide a comprehensive overview of the data, shedding light on the significant challenges and imbalances within the housing sector. Population growth and projections Annual population growth…
Buying an investment property can be both an exciting and stressful time. Ultimately, choosing the right investment property comes down to your investment plan, but also knowing how much you can afford and understanding what is available to buy. This is especially the case at a time when property stock is low and prices, although…
I’ve been in the real estate industry a very long time – at least, long enough to know how the game works. Purchasing property is a game made up of two teams: buyers and sellers. Sitting between them is usually the umpire, otherwise known as the real estate agent. For some people, real estate agents…
Money doesn’t discriminate; it doesn’t care who you are or where you come from. No matter what you did yesterday, today begins anew and you have the same rights and opportunities as everyone else to become wealthy. Yet the sad reality is that the majority of Australians will never achieve financial freedom. On the other…
As a completely independent advisor, I have no vested interest in how my clients invest. Whether they invest in property, shares, or any other asset class makes no difference to my life. Of course, I want them to invest in assets that are most appropriate for them and assets that provide the highest returns without…