It seems we have become a nation of “experts.” Just check your inbox or turn on the television and there they are. Experts on politics who have never run a business, let alone a country. Experts on football, even though they couldn’t run from one side of the field to the other. Experts on celebrities…
Australia’s rental market was already stretched before the federal government decided to rewrite the tax rules for property investors. Vacancy rates remain painfully low, advertised rents continue to rise faster than wages, and the country is failing to build enough homes for its growing population. Now, Labor’s changes to negative gearing and capital gains tax…
Why do governments use interest rates to control inflation? They are a blunt, unfair tool, taking money from those who can least afford it and giving it to those who probably don’t need more. The aim of higher rates is to slow down spending on goods and services by cutting buyer demand, but the extra…
You’ve finally found it. The property that ticks every box, the one you can picture yourself living in for years or the investment property you still want to own in 10 years’ time, and now your heart is pounding because you have absolutely no idea what happens next. Do you just call the agent and…
As a property investor, you can get the timing wrong, overpay a bit, blow the reno budget, and still end up wealthier than the person who waited for “perfect.” I know that sounds like heresy, especially to newer investors who think every decision has to be flawless or they’ll be ruined. But after you’ve been…
Every property downturn since I started investing decades ago has brought the same prediction. Someone, somewhere, tells us this is the one that finally breaks the market. Higher rates, a cost of living crunch, gloomy headlines about mortgage stress. All the ingredients seem to be there for a proper collapse. And yet here we are…
If you’re a first-time home-buyer or property investor, you might not have come across the term ‘conveyancing’ before. Likewise, terms such as unconditional, settlement, and ‘cooling-off’ period are also terms you may not be overly familiar with. And even if you’re a seasoned property investor, you would have employed a conveyancer or solicitor to assist…
The Cotality report for July shows that prices are now falling in most capital cities and many regional areas, so am I predicting a boom? It’s simple, really. According to Housing Australia figures, over 200,000 first home buyers have now taken advantage of the federal government’s five percent deposit guarantee scheme. That’s 200,000 reasons why…
Australia’s property investment landscape is changing. From 1 July 2027, negative gearing benefits for residential property will generally be restricted to newly built homes, while the familiar capital gains tax discount will be replaced by a different system based on inflation indexation and a minimum tax rate on future gains. Understandably, many investors are asking…
Buying a home should feel exciting, but most buyers quickly discover it’s a maze of conflicting advice, confusing jargon and “gotcha” costs no one warned them about. Whether it’s how much deposit you really need, what lenders are actually looking for, or how to avoid buying the wrong property in the wrong location, the questions…
