Build-to-rent is increasingly being positioned as the solution to Australia’s rental housing shortage. The concept sounds compelling: large institutions funding purpose-built rental housing, professionally managed, designed specifically for long-term tenants, and held in single ownership rather than sold off to individual buyers. And to be clear, in my mind build-to-rent (BTR) has a legitimate role…
Last time we talked about the rise of the solo household – the quiet surge of Australians who now live alone, and why one-third of all households could fit that description within twenty years. This time, we turn to the job side of the story. Because the way Australians work is changing just as fast…
Most people have a rough idea that their investments will grow over time, but very few can tell you how fast without reaching for a calculator. There’s a simple mental formula that’s been used by savvy investors for decades, and once you know it, you’ll find yourself using it all the time. It’s called the…
Nationally, internal migration nets to zero. It always does. But where people are going – and leaving – tells you everything about housing markets, affordability, jobs and lifestyle trade-offs. At a headline level: Queensland still leads, but momentum has eased (+19,092) Western Australia is strong (+10,272) Victoria has quietly turned positive (+441) New South Wales continues to bleed (-23,353)…
There’s a lot of noise around property at the moment. Whenever governments start talking about tax changes, trusts, capital gains, inheritance, or “fairness,” investors understandably sit up and take notice. And so they should. The proposed Budget changes now being discussed could have important implications for property investors, business owners, families, and anyone trying to build…
The government’s message sounds simple enough: make property investing less attractive, reduce the advantages investors supposedly have, tilt the playing field back toward first-home buyers, and more young Australians will finally be able to get a foot on the property ladder. On the surface, that sounds fair, and I can understand why many frustrated first-home…
This article discusses the proposed Local Infrastructure Fund and extended ban on foreign ownership of established homes across Australia. Both items were announced in the Federal Government’s Budget on May 12th 2026. Local Infrastructure Fund Australia’s new Local Infrastructure Fund sounds impressive at first glance. A $2 billion housing infrastructure package certainly makes for a good Budget…
Every few years property investors are told the game is over. A new tax. A new regulation. A new lending rule. A new reason to sit on the sidelines. And yet, after 50 years of investing through booms, busts, recessions, credit squeezes, banking reforms, political interference, rising interest rates, falling interest rates, a global financial…
For many Australians, most of their retirement wealth is tied up in their home. A simple, well-designed program to tap into those trillions in home equity could help boost their retirement incomes. Such a program exists. However, it remains little known and underused. The federal government’s Home Equity Access Scheme (HEAS) allows older Australians to…
I believe most people spend too much of their lives trying to reduce perceived financial risk. The opportunity cost of this approach is very high and puts lifestyle goals at risk. Too much focus on risk reduction Many people buy a home and then focus on repaying debt. They then upgrade their home and once…
