Sydney’s housing market is firmly in a downswing, with home values falling 0.9% in May 2026 — the fifth month-on-month decline recorded in the past six months and a clear signal that the city’s correction is deepening rather than stabilising. Since reaching a cyclical peak in November last year, Sydney housing values have fallen 2.1%,…
Melbourne’s housing market is in a position unlike any other capital city in Australia. Home values fell 0.8% in May 2026, extending a correction that has now carried the market 3.2% below the record highs set in March 2022 — meaning Melbourne never fully recovered from its previous downturn before the current one began. The…
Every few years property investors are told the game is over. A new tax. A new regulation. A new lending rule. A new reason to sit on the sidelines. And yet, after 50 years of investing through booms, busts, recessions, credit squeezes, banking reforms, political interference, rising interest rates, falling interest rates, a global financial…
The Australian housing market has entered a new phase of weakness, with Cotality’s National Home Value Index recording a 0% change in May 2026 — effectively stalling for the first time since the current cycle began. Sydney and Melbourne are leading the market into a clear downturn, with values now sitting measurably below their November…
For many Australians, most of their retirement wealth is tied up in their home. A simple, well-designed program to tap into those trillions in home equity could help boost their retirement incomes. Such a program exists. However, it remains little known and underused. The federal government’s Home Equity Access Scheme (HEAS) allows older Australians to…
I believe most people spend too much of their lives trying to reduce perceived financial risk. The opportunity cost of this approach is very high and puts lifestyle goals at risk. Too much focus on risk reduction Many people buy a home and then focus on repaying debt. They then upgrade their home and once…
According to Cotality, since its daily index began at the start of 2010, Melbourne house values have risen by around 4% p.a., which is only about 1.3% p.a. above inflation. But of course, not every property has delivered such a mediocre result. That begs the real question: which types of properties have outperformed over this period, and what…
For decades, Australia’s housing market has been powered by a dependable demographic conveyor belt. People pair up, get married, start families, need more space, trade up, and eventually downsize. That tidy progression created suburbs, justified infrastructure, and underwrote a century of housing supply assumptions. But the engine room of household formation is changing – quietly,…
What if I told you that most property investors completely misunderstand how wealth is actually created? They think it’s about buying in the right suburb. Or timing the market. Or finding the next hotspot before everyone else does. But in my experience, after more than five decades of investing and advising clients, the real wealth…
Australia’s property markets have moved into a more complicated phase. At the beginning of the year, many investors were expecting 2026 to be another strong year for property, driven by tight supply, rising incomes, and the ongoing shortage of accommodation in many parts of the country. But as we move through the year, the story…
