Most property investors spend years focusing on buying well, holding quality assets and riding the long-term growth of the market. But surprisingly few give enough thought to how they’ll eventually exit, and more importantly, how much of their hard-earned capital growth they’ll actually keep. That’s where the 50% Capital Gains Tax (CGT) discount comes in….
It is very common for people to make an initial investment e.g., buy a parcel of shares or an investment property, but fail to make any further investments for many years or decades. Why does this happen? What is paralysing their ability to make investment decisions? Perhaps you don’t have enough time We use lack…
If you’ve been following the headlines, you’ve probably seen all sorts of theories about what’s pushing Australian property prices to record highs again. Some say it’s greedy investors. Others blame land shortages, migration, or tax policies. But the truth is much simpler – and far more powerful. Property prices, like every other market, ultimately obey…
There seems to be ongoing confusion about the role housing is playing in Australian inflation and whether the recently expanded 5% Deposit Scheme has anything to do with the current CPI pulse and the February 2026 official interest rate lift. Let’s start with the facts. Housing carries roughly 21–23% of the CPI basket. Within that, rents account…
One of the more persistent questions I get asked at recent speaking gigs during the Q+A that follows by babble, is “When the RBA lifted rates 13 times across 2022 and 2023, why didn’t housing crash?.” The chart suggests it should have has more impact. Historically, rising cash rates slow dwelling prices. Sometimes sharply. Yet post-Covid,…
Some commentators are already calling the top of the property market. After all, interest rates are likely to rise again, geopolitical problems and wars may cause a recession, and Sydney and Melbourne finished the last couple of months prices flat to slightly down on the headline numbers – enough to feed the “downturn is coming”…
Property investment is certainly not rocket science and while you don’t have to be a genius to succeed in real estate, it never hurts to learn from great minds when trying to achieve great things. So let’s look at some quotes that have been attributed to Albert Einstein and see how we can turn these…
Towards the end of each year, many people start thinking about their financial position and what they want to improve in the year ahead. It is a natural time to step back and take stock. The problem is that most people focus on tactics – the next investment idea, a new budgeting app, a different…
I get this question all the time. Most property investment commentators will tell you that a vacancy rate under 2–3% is a sign of a strong rental market. That answer, however, is incomplete, and in some cases, dangerously misleading. Relying on vacancy rates alone has cost many investors significant money, particularly in inner-city apartment markets…
Rental shortages in Victoria and Western Australia are escalating, but while the Vic govt is using sticks to force investors and developers into providing more rental stock, the WA govt is using carrots to motivate and encourage them to do the same. Victoria and Western Australia have the fastest population growth rates of all States,…
