Imagine this: you finally scrape together a deposit, brave the high interest rates, and secure a mortgage on your dream home. You assume the next 30 years will be about gradually owning more of your home. But what if I told you the first 15 years of your mortgage repayments essentially go to covering taxes…
It happens every year. The TV show “The Block” inspires a new wave of investors keen to get involved in renovating and “flipping’ properties. Just to make things clear “flipping” is where you purchase a property and then sell it within a short period of time for a higher price, usually having added value through…
Warren Buffett is arguably the greatest investor of all time. Sure, he’s now retired, but he has a great track record of creating and maintaining his wealth through share investments, and many of his principles also apply to property investors. So let’s look at some of Buffett’s investment principles and see how we can apply…
What really drives property prices in Australia? Ask 10 people and you’ll get 12 opinions, most shaped by headlines, hip-pocket pressure, or political spin. But property markets don’t run on noise. They’re powered by a complex web of economic levers, social trends, and psychological triggers. As we are now moving into the next phase of…
You’ve probably heard it before—or maybe even said it yourself: “Baby Boomers had it easy.” They bought property when homes were three times the average income, got free university, and watched their house prices skyrocket while sipping cheap coffee. But is it really that simple? Or are we falling into the trap of generational finger-pointing…
My personal philosophy on wealth building is simple: invest slightly more than necessary to achieve my financial and lifestyle goals comfortably, but no more than that! None of us knows how long we have left on this planet, so I think it’s essential to maximise enjoyment today or at least enjoy the wealth-building journey as…
Is Australia finally falling back in love with homeownership? Westpac’s latest housing survey says… maybe Once upon a time, owning a home was the Great Australian Dream, etched into our psyche like Vegemite on toast. But in recent years, that dream’s been dented by sky-high prices, interest rate hikes, and affordability woes. So it’s fair…
I know that many property investors are a little intimidated by the thought of bidding for a property at auction. I can understand why because auctions are an emotional and exciting event. And even after bidding at hundreds and hundreds of auctions, I must admit I still get that surge of adrenaline every time I…
Typically, accountants tend to advise against using a private company structure to hold geared property investments. However, investors shouldn’t automatically dismiss this approach, as it can provide substantial capital gains tax (CGT) savings. Commonly cited disadvantages of a company ownership structure There are two main disadvantages of using a company structure for property investment: No…
Let me share a little secret with you… Many of the best property deals never make it to auction day. They’re snapped up quietly beforehand by savvy buyers who know how to negotiate strategically — and decisively. In today’s competitive property market, especially in hot suburbs where listings get snapped up quickly, waiting until auction…
