Even if you’re in a comfortable debt position according to your own personal risk exposure, the only judgment that matters when you apply for a mortgage is that of the banks’ assessment of your serviceability. So here are eight strategies to make sure an invisible serviceability ceiling doesn’t stop you from growing your property portfolio…
If you’re under 35 and considering buying a home, it might be time to rethink that decision. The economic environment and world of finance have shifted in recent years, and so should our perspective on homeownership. But does that mean you should give up on the dream entirely? Not at all! For generations, owning a…
We are living in interesting times, aren’t we? After strong property price growth in our major property markets in 2025, we are now moving to a period of slower capital growth because of uncertainty about interest rates and tax changes . The current market is creating two types of property buyers: Those who see it…
Every time an election rolls around, we hear the same predictions—buyers will put their plans on hold, auctions will flop, and the winning party will determine whether property prices boom or bust. But is that really the case? Domain has just released a report busting some of the biggest myths about the impact of federal…
Brisbane’s rental market is already tight, with vacancy rates hovering around record lows. Now, with the aftermath of Tropical Cyclone Alfred, tenants and landlords are facing new challenges. While the damage isn’t as bad as first feared, the storm has still left its mark, displacing tenants, putting extra pressure on available rentals, and reinforcing the…
If you are serious about building your own property investment business, one that one day will deliver you financial security… If you’re already a property investor and keen to take your property investment to the next level… If you are intent on getting involved in property development…. If you’re looking for a group of like-minded,…
In the world of property investment, the winds of change have brought with them a set of rental reforms in Victoria that have sparked a heated debate across the state. Recently passed legislation aimed at making renting “fairer” for tenants is set to reshape the landscape for property investors/landlords and renters alike. But as with…
In exciting news for the Melbourne property market – the recent Reserve Bank of Australia decision to reduce interest rates is expected to spark a wave of new residential property developments and attract a fresh influx of investors, setting the stage for a significant upturn in property prices. So, why are lower interest rates such…
In a previous blog, I compared the financial and tax effectiveness of investing in property through your super (with borrowings) versus investing in property outside of super or sticking with the traditional approach of investing your super in an industry super fund, for instance (no gearing). I concluded that while the potential benefit of avoiding capital…
Many aspiring property investors are drawn to the idea of “no money down” deals—a dream scenario where you buy a property without using any of your own funds. It sounds too good to be true, right? Well, that’s because, in reality, it almost always is in the Australian property market, despite what some social media…
