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If a picture paints a thousand words, then this collection of charts should do a pretty good job of painting the landscape as it affects our economy and our property markets. Each month the RBA summarises macroeconomic and financial market trends in Australia by providing a detailed chart pack. World Economy Australia’s economy doesn’t operate…
For much of the 20th century, there was a widely accepted social contract: each generation would be better off than the one before it. Parents worked hard so their kids could go further, financially, socially, and personally. And for decades, that deal held true. But today’s younger Australians, particularly Millennials and Gen Z, are wondering…
Have you ever looked at the AFR Rich List or reports on the richest people in the world and wondered what they were doing that you’re not? Well…they’re probably doing things very differently from you according to my good friend and best-selling author Tom Corley who conducted a five-year study of 233 wealthy people and 128…
They say hindsight is 20:20 – and that is certainly true when it comes to property investing. Most of us start out without much knowledge behind us and only realise we are making mistakes when it’s too late to do much about them. Here’s a list of seven things I wish I’d known when I…
Have you ever noticed how some people seem to build wealth effortlessly while others constantly struggle, even with higher incomes? It’s not always about how much you earn, but how well you understand money. And the truth is, many of the principles that lead to lasting financial success are simple, but far from easy. Morgan…
Bill Gates delivered a powerful and personal commencement speech at Northern Arizona University—a graduation ceremony he never had for himself, having famously dropped out of Harvard to start Microsoft. Reflecting on what he wished someone had told him when he was younger, Gates offered five insightful pieces of advice to the graduating class—lessons that go…
The concept of ‘living within your means’ used to be a simple way of life. In years gone by, credit cards and personal loans were much more difficult to obtain, so there was really no other option. Today, however, we live in a society that offers easy access to unsecured credit. With the average Australian…
It’s estimated that about 70% of businesses in Australia are family owned, and of those, roughly 40% are run by couples. That’s hundreds of thousands of Aussies sharing not just a home, but also a business, and all the triumphs and tribulations that come with it. Now, the idea of building a business with your…
There seem to be so many mixed opinions on what’s ahead. And clearly, there is no shortage of people with opinions on what we should be doing with our lives, be it in savings, spending, or investing. However, over the years I’ve learned a lesson that I return to and that I recommend you bear…
While achieving financial freedom through property investing is very achievable for most Australians, it’s also quite an overwhelming task. You see, unlike buying a property to live in, the main reason for buying an investment property is to make money — to help you build a long-term “cash machine.” And the better you can nail…
