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Every few years, the media tells us property is “finished.” They say it’s too risky, too expensive, or that the market is about to crash. I’ve been investing for five decades now, and I’ve heard it all before. After the 1980s property boom, people said “our kids will never be able to afford property again.”…
You’ve probably heard the old saying, “Life begins at 40.” It’s one of those phrases that sounds comforting, but does it actually reflect reality? Is midlife really a time of renewal, or is it just a feel-good mantra designed to soften the blow of grey hairs and creaky joints? As Simon Kuestenmacher and I recently…
Have you ever felt that little voice inside your head whispering, “Maybe it’s not the right time to buy”, or What if the market crashes?” That voice of doubt isn’t unique to you — it’s part of human nature. And interestingly, one of the greatest personal development thinkers of all time, Napoleon Hill (author of…
I’ve had the privilege of speaking to some of the many successful entrepreneurs and investors, including multi multi millionaire, about their early years. When I asked them about imposter syndrome and their self-doubt, their answers were remarkably similar: “It never went away. It’s still there.” Now this may surprise you. We often imagine that once…
Australia is changing rapidly, not just in size, but in shape. While our population has grown by 3.7 million over the past decade, that growth has been strikingly uneven. Some regions are booming. Others are slowly fading into the background. Understanding where and why this is happening is crucial not only for policymakers and planners…
Have you ever noticed how everyone suddenly starts buying in a suburb after it’s already boomed? Or how investors always seem to chase whatever market or asset class did best last year? It’s human nature to assume that what worked before will keep working. After all, it feels safe to follow the evidence, “look at…
It’s human nature to compare. We compare homes, cars, holidays, and yes, we compare wealth. But most Australians don’t talk openly about money, so it’s hard to know where we really stand. Have you ever caught yourself thinking: “Am I doing okay financially?” Whether you’re a Baby Boomer enjoying retirement, a Gen Xer in your…
“Our AI research uncovers hidden suburbs other investors don’t know about.” Sound familiar? It’s the latest marketing pitch from a wave of buyer’s agents across Australia. A promise of exclusive insights, powered by artificial intelligence, designed to give you a competitive edge in today’s property market. But here’s the inconvenient truth: When everyone’s using the…
When you scroll through the headlines, it can feel like the world is falling apart. Interest rates are remaining higher for longer than most would like, housing is unaffordable for many, wars are raging, and climate warnings are everywhere. And yet… step back and look at the long arc of history, and a different story…
The concept of ‘living within your means’ used to be a simple way of life. In years gone by, credit cards and personal loans were much more difficult to obtain, so there was really no other option. Today, however, we live in a society that offers easy access to unsecured credit. With the average Australian…
