Even though we did not have much money growing up, my Dad always made sure our freezer was stocked with different types of ice cream: vanilla, chocolate, butter pecan, coffee, and a few others. What I found interesting was that my Dad would not pick one ice cream to put in a saucer. He’d have…
Will you stay in a relationship just to save on housing costs? Well, a Finder survey of 1,049 respondents revealed almost 1 in 5 (17%) have remained living with an ex-partner after breaking up due to affordability concerns. The research found that 4% – equivalent to more than 800,000 people – are currently living with…
I’ve heard the phrase “If only I knew that back when I was younger”, time and time again over the years. While it’s too late for many of us, understanding the personal finance tips we all wish we knew at age 18 might help the younger generations who are just starting out on their financial…
At a time when affordability issues make headlines every day, Australians are feeling the pinch, and properties are both low in supply and high in price; many fingers are pointed at property investors. The problem is many believe that so-called ‘greedy property investors’ are to blame for market and financial woes. After all, aren’t these…
Emotions are the most powerful forces inside us. Under the power of emotions, human beings can perform the most heroic (as well as barbaric) acts. To a great degree, civilization itself can be defined as the intelligent channelling of human emotion. Emotions are fuel and the mind is the pilot, which together propel the ship of civilized progress….
Victoria’s property market is undergoing significant changes aimed at stimulating buyer interest and addressing the housing supply shortfall. The Victorian government has introduced a temporary stamp duty concession for off-the-plan properties, effective October 21, 2024. The concession runs for a year and targets the state’s property market challenges. By reducing upfront costs, the Victorian government…
As we increasingly embrace digital transactions, the convenience of tapping, swiping, and entering our card details online also brings significant risks. A recent report from Finder has uncovered a worrying statistic: 1 in 6 Australians have had their credit or debit card skimmed in the past year. This is a stark reminder that, despite the…
For decades, the Australian dream was clear: a quarter-acre block, a standalone home with a backyard, and the sense of space and ownership that came with it. But like so many other aspects of life, this vision is evolving, driven by changing demographics, economic pressures, and shifts in lifestyle priorities. Whether you are a homebuyer…
What goes into your morning cup of coffee, and what makes it possible? The obvious answer might be coffee beans, but when you start to account for additional costs, the scope of a massive $200+ billion coffee supply chain becomes clear. From the labour of growing, exporting, and roasting the coffee plants to the materials like packaging, cups,…
What happens to your loans and debts when you die? It’s probably not something you’ve given much thought to, but understanding the way debt works after we pass on is important for all investors to consider, so as to ensure that our loved ones are financially taken care of – and not burdened – afterwards….