When I first started investing people had a personal relationship with their bank managers, but things have changed significantly over the last few decades. The fact is when you go into a bank, you are on your own when it comes to your own financial interests. Everyone may be friendly and eager to help when you walk…
Australia has become increasingly well-known for its specialty coffee culture, and nowhere is the love for coffee stronger than in Melbourne. Our southern city has become home to some of the best-tasting brews, creating a coffee culture both serious and unique, and home to some of the country’s most accomplished roasters and baristas. So whether you are…
Australia is on the brink of a demographic shift often referred to as the “Age Bomb.” This transformation isn’t just a footnote in our population story—it’s a headline event that will redefine how we live, work, and age. While Australians are living longer and healthier lives, and while that might not sound like breaking news,…
Why is it important to understand the difference between a repair and an improvement to your investment property? The property investor is often grappling with whether an expense is a repair or an improvement. This is critical because a repair can be written off immediately whereas an improvement must be written off over a longer…
Sure, there’s been a lot of talk about the challenges being experienced by First Home Buyers (FHBs) but the latest Mortgage Insights Report by Money.com.au reveals groundbreaking trends in the September 2024 quarter, highlighting their growing influence and adaptability. From Victoria’s record-breaking loan growth to the surge of “rentvesting,” FHBs are proving they’re anything but…
One of the most common questions I’m asked by beginning investors wanting to fast-track their success is: Knowing what you know now, if you were to start all over again, what would you do differently to speed up the growth of your property investment portfolio? I usually explain that in hindsight I would have spent…
Are rate cuts coming next week, and if not, when will we get them and how many will there be? In today’s conversation, Brett Warren, Dr. Andrew Wilson and I discuss these questions and the implications of potential interest rate cuts on the property market and the economy. We explore how interest rates influence buyer…
CoreLogic reported that the total value of Australian property stands at an impressive $11 trillion, surpassing the combined worth of all listed companies on the Australian Stock Exchange by more than five times. Despite this staggering figure, financial advisors have typically concentrated their efforts on shares, bonds and superannuation, often treating property as an afterthought….
Have you ever wondered how quickly the property market can turn around? Well, Australia’s housing market has just demonstrated an impressive rebound. According to Nerida Conisbee, Chief Economist at Ray White, the downturn in late 2024 lasted only a single month before prices began climbing again in January 2025. She describes this as potentially “one…
About this time each year it’s customary for those of us in the property industry to peer into the future in an attempt to predict what’s ahead for our housing markets. While making such forecasts is not an exact science, I can safely make five predictions I am certain will be true for 2025. 1….