If you have ever checked your super balance and wondered whether you are “behind” for your age, you aren’t alone. To see where you truly sit, you should ignore “averages”, which can be skewed by a small number of very large balances. Instead, we look at the median, which is the middle value. Half of…
Imagine you were able to transform your relationship with time so that you had more balance, were better organized and focused so that you were able to work less and accomplish more. How would that impact your life? Well, that’s what we are going to talk about today as I speak with Louise Bedford about mastering time for wealth creation. We explore how…
Australia loves a big housing target. A million homes here, 1.2 million there – bold numbers splashed across press releases and podium backdrops. But the latest BuildSkills Housing Workforce Capacity Study makes one thing painfully clear: We don’t have the people to build the homes we keep promising. And nowhere is that shortage sharper than in regional…
Most people wait until they feel confident before they act. That’s usually a mistake. In fact, the people who achieve the most rarely wait for permission, proof, or perfect conditions. They move first. They believe first. And the confidence often comes after the action. There’s a name for this mindset, and once you understand it,…
This week is Part Three of our three part series on The Seasons of Life. In Part One of the series we discussed: a) That life is about constant, predictable patterns of change. b) For all of us, the only constant factor is our feelings and attitudes toward life. c) We as human beings have the…
Australia doesn’t just have a housing problem. We have a city problem. And it’s about to get a lot worse, according to my guest today, Ross Elliott. Everyone talks about housing shortages. Almost no one talks about hospitals, schools and services. So today, we’re asking the question policymakers avoid – how much infrastructure do our cities actually need for the people we’re adding? It’s all about capacity – not just…
One of the great advantages of property investing and something most Australians still don’t fully understand is that you don’t have to sell a property to access its growth. In fact, if you do this right, you may never need to sell. Instead, you can “leapfrog” from one property to the next, using accumulated equity…
For decades, Australia’s housing debate has obsessed over the usual headline acts: soaring migration, slow approvals, rising costs, NIMBYism, and a construction sector that can’t catch a break. All true. All important. But beneath all that noise sits one of the quietest, most powerful forces reshaping housing demand – the surge in single-person households. Living…
If you’re a property developer, tax isn’t something you deal with at the end of the project. It’s something that quietly shapes your profit from day one. And this is where many smart developers still get caught out. The moment you buy property with the intention of developing and selling for profit, the ATO stops…
The numbers look seductive. Higher yields. Longer leases. Tenants who pay the outgoings. So it’s no surprise many residential investors start wondering whether commercial property is the “next logical step” in their investing journey. But here’s the uncomfortable truth: commercial property is not just residential property on a bigger scale. It’s a fundamentally different asset…
