After two challenging years of high borrowing costs and fragile confidence, 2025 opened with a long-awaited turning point: the first interest rate cut in more than four years. It was the moment homebuyers, investors, and even weary mortgage holders hoped would turn the tide. And in many ways, it did, because it was more than…
If you were hoping that house prices might finally take a breather, you’re in for a surprise. Despite a lower chance of further rate cuts from the Reserve Bank, Australia’s housing market is still expected to rise sharply, with new data from Canstar showing that median house prices could jump by as much as $134,000…
Australia’s housing system is caught in a slow-moving crisis. Over the past four decades, the total housing stock has grown rapidly, but social housing has stagnated, and now, even the private rental market that filled part of the gap is under strain as more investors sell up. And the result is that we have fewer…
By now you’re probably used to my Monday morning inspirational quotes. They’ve become very popular with thousands of readers each week. And each time I quote one of my mentors, Jim Rohn, the readership surges – obviously I’m not the only one inspired by him. So here are some great vitamins for the mind from…
We live in an interesting world, don’t we? Particularly if you’re an investor. Every time the world’s economic woes seem to have sorted themselves out, or we think Australia’s economy is on the move again, or we think inflation is under control, a new set of challenges pops up for us as investors. If I…
Starting last Friday, thousands of Australians who’ve been stuck renting might finally get a crack at owning their own home. The Federal Government’s long-awaited Help to Buy scheme officially launched, a policy that’s been on the cards since 2022 and is being pitched as “a lifeline for those locked out of the market.” But while the…
There are three ways to generate passive income; start a business, invest or speculate. The keyword in that sentence is passive. Passive means you can generate economic benefits without the requirement of your personal exertion. Since it doesn’t require personal exertion, it frees up your time to spend it on activities or with the people…
For decades, Australia has taken pride in offering one of the world’s most liveable lifestyles: safe cities, high wages, generous social systems and, of course, the long-held expectation that you’d eventually retire in the comfort of your own home. It was the classic Australian promise: Work hard for 40 years, pay off the mortgage, and…
Over the past few decades, one of the most hotly debated topics has been housing affordability and the sustainability of annual property growth rates exceeding 7%, a trend that’s persisted for the past 45 years. Remove the impact of inflation A podcast listener recently asked me how a $1 million inner-city terrace home in an…
Australia’s housing market staged a turnaround in 2025, defying intense affordability and cost of living pressures to deliver an above decade-average growth rate of 7.7% through the year-to-date. National dwelling values are set to close 2025 at least 8% higher. This highlights how quickly conditions shifted after a challenging start. Markets entered 2025 under considerable pressure….
