Property investors who owned assets before Budget night will continue to benefit from negative gearing. Therefore, most will be reluctant to sell, because if they subsequently reinvest in an established property, they will lose immediate access to those tax benefits. However, given the Melbourne property market’s significant underperformance over the past decade, investors are naturally…
In today’s evolving property market, where investors can no longer rely solely on strong capital growth, many are exploring property development as a way to manufacture equity and accelerate their wealth-building journey. And the recent federal government tax changes have made this an even more popular path for serious property investors. One of the most-read…
For twenty years, Australia’s economy has been growing. Company profits have gone up, dividends have gone up, and property values have gone up. But what if I told you that most of that growth had almost nothing to do with us getting smarter, more efficient, or more productive? What if it was really just more…
Here’s something that should concern every parent and grandparent in Australia. If you were born in the late 1940s, there was a 54% chance you owned a home by your late twenties. If you were born in the early 1990s, that figure has fallen to 36%. Now that’s a significant change in how wealth gets…
Every year, one of Australia’s biggest longitudinal surveys provides a range of insights on how the nation is changing. The Household, Income and Labour Dynamics in Australia (HILDA) Survey, provides unique insights into the lives of Australians, and collects rich data on income, employment, health and wellbeing. HILDA has been following the same people every…
Housing has a new competitor. Australia’s rapidly expanding data-centre industry is attracting billions of dollars, demanding substantial electricity and water capacity, and drawing upon many of the same engineers, consultants, contractors and financiers needed to deliver new communities. The issue is not whether Australia should build data centres. It is whether governments are coordinating the…
Australia will have almost 40 million people by 2066, our economy will be more than twice as large and average real incomes will be considerably higher. Yet beneath those reassuring headline numbers, Treasury’s latest Intergenerational Report describes a country that is growing more slowly, ageing rapidly and relying heavily on migration, productivity and housing policy…
The slingshot effect is about to occur and that it has the potential to deliver strong price growth in many areas where prices are falling right now. This is how it works. We all know that housing demand increases in line with population growth, but doesn’t translate into price growth during times of uncertainty or…
There are moments in life when a single sentence hits you so hard it rearranges your thinking. Not a long seminar. Not a complex strategy. Just one line that quietly exposes the flaw in how you’ve been operating. For me, that moment came when I read the following words from one of my early mentors,…
There’s an interesting debate that’s been going on for years, not just among scientists and philosophers but also in business circles, and it has a lot more to do with property investment than most people realise. At its core, it comes down to two very different ways of looking at the world, and once you…
