If you have been looking at property price data from the past five years, be careful. This period has been shaped by a perfect storm of unique, one-off factors, and it does not necessarily reflect the long-term fundamentals that drive sustainable growth. My concern is that some investors may rely on this recent data and…
There’s more property data available to investors today than ever before, much of it free, and it can significantly improve investment decision making. Analysing how a property’s value has changed over time (i.e. its compound annual growth rate across multiple decades) and comparing it to comparable properties in close proximity, is an essential part of investment due diligence. However, it’s equally important not to become too data driven….
A war thousands of kilometres away might seem like something that only affects geopolitics or the oil markets. But in today’s interconnected global economy, events unfolding in distant regions can quickly ripple through to Australia’s economy, households and property markets. Rising oil prices, disrupted supply chains and shifting geopolitical alliances all have the potential to…
When it comes to real estate investing, there’s an old saying: “If it seems too good to be true, it probably is.” But for many first-time or naive investors, the allure of quick profits and shiny new developments often blinds them to the hidden traps lurking beneath the surface. One of the most insidious of…
Will today’s younger generations end up wealthier, happier, and more secure than their parents? That used to be a no-brainer. For much of Australia’s modern history, each generation climbed the economic ladder higher than the one before it. More education, better jobs, bigger homes, longer lives. But that narrative is now being questioned, especially by…
Australian housing resale profits strengthened in the December quarter, with the share of properties selling at a gain rising to its highest level in more than two decades. Of the 102,000 resales analysed in Cotality’s Pain & Gain report, 95.9% recorded a profit, up slightly from 95.6% in the previous quarter and the strongest result…
Australia’s housing loan market is facing potential headwinds, particularly in the investor segment, amid speculation around changes to the Capital Gains Tax (CGT) discount for investors and a cap on negative gearing. Despite that, according to Money.com.au’s latest State-by-State Mortgage Insights Report, home lending growth is forecast to hit 7% in 2026 (to 594,279 loans),…
The Senate committee reviewing the CGT discount released its final report yesterday. Commentators are now suggesting the government could reduce the CGT discount for property investors and potentially cap negative gearing to two or three properties. Let’s look at the impact a change to the CGT discount could have. Why is CGT under the microscope? The government…
What if the biggest reason you’ll never build a $50 million property portfolio has nothing to do with money? What if it’s not your income, your borrowing capacity, your suburb selection or even the market cycle that determines how far you go? And what if the investors who end up with $100 million or $200 million portfolios don’t actually do anything dramatically different from…
We’re already into 2026, and the last few months have been a time when little creatures come out of hibernation – they’re called forecasters, and their predictions of what lies ahead of us abound. These relate to all areas, particularly property, because almost anyone who owns real estate would give their second garage to know…
