Australia’s housing affordability has hit new lows over the past five years, with home values drifting even further out of reach and the share of income needed to pay a mortgage has nearly doubled, according to Cotality’s Housing Affordability Report. Even as mortgage rates have dipped, the cost of servicing a new loan remains stubbornly…
How you manage your money can have two consequences: it’ll either make you more money, or it won’t. Strategic property investors know how to use their money to make more money and buy more properties sooner. In today’s challenging environment it’s harder for property investors and homeowners to obtain finance. So, let’s look at five…
70% of the people you run into in life are pessimistic and only 30% are optimistic. There are a lot of ingredients that go into the self-made millionaire stew. According to my Rich Habits research, optimism happens to be one of the most important ingredients. So too is a high tolerance for risk, which is…
Have you ever stopped to wonder how long your super will actually last you in retirement? Most Australians glance at their balance and assume it will be enough. But the truth is sobering: if you retire at 67, there’s a very good chance you’ll spend 20 to 25 years in retirement—and the average super balance…
Ever wondered who in Australia is really taking home the big bucks? Well, the Australian Taxation Office (ATO) has just released its latest income statistics, and the numbers might surprise you, as reported by Yahoo Finance. While most Australians are feeling the pinch of rising costs of living, some professions are earning more in a…
Have you noticed how worry never fixes anything? Yet, worry is a feeling that many of us are all too familiar with. It can range from a mild sense of unease to all-consuming anxiety, and it can feel like an unavoidable part of life. But have you ever stopped to think about what exactly worry…
If you’ve been watching Australia’s property market and feeling like the numbers don’t quite add up, you’re right. Refinancing is exploding, new-build lending is falling off a cliff, and investors are quietly staging a comeback. Yet when you dig deeper into the latest data, you start to see a much clearer story about where our…
If you’ve been following Australia’s property market for a while (as I’m sure many of you have), you know affordability has long been a hot topic — often used as a political football, a media headline grabber, and a generational grievance. But now, new data from the Australian Housing and Urban Research Institute (AHURI), reported…
Successful people didn’t just get that way because they had unique ideas. Sure, coming up with something original probably helped them, but it wasn’t the only reason they reached the top. The people that aim for the stars also understand that they need to be emotionally intelligent if they want to succeed. What does that…
Imagine a world where Australians could work just four days a week, without a pay cut, without a drop in productivity, and still deliver the same results. It sounds too good to be true, doesn’t it? Yet mounting evidence from around the world shows that the four-day workweek isn’t just a feel-good idea; it may…
