Are you confident about your financial future? Most Australians aren’t — and that’s a problem. Because the truth is, your financial future isn’t determined by luck, government policy, or market conditions. It’s determined by you — by the decisions you make today. And yet, despite this, millions of Australians are sleepwalking toward a future where…
Every so often, we see a shift in the housing market that feels less like a data point and more like a turning tide. October was one of those months. Across the country, sellers stepped forward in numbers we haven’t seen in many months, buyers kept competing despite higher volumes, and auction rooms buzzed with…
When it comes to partners, horses, and football teams, past performance is often used as a guide to predict future performance. Many experts assure us that it’s the same with the property market, but this leads to a huge contradiction in exactly how past performance predicts the future. Only buy in areas that have experienced…
Every week the headlines tell you one thing… but the data often tells you something very different. This week’s numbers painted a picture that many property investors will find both reassuring and strategically important. Beneath the noise, there are clear signs of Australia’s housing market entering its next phase – one driven by rising construction…
Every so often, the property market sends a subtle signal before the headlines catch up. And right now, we’re seeing one of those signals flashing. Investors who are watching fixed-rate pricing trends, rather than waiting for the next RBA board meeting, may already have an early warning of where the next phase of the interest…
I’m not a huge fan of sticking to a routine just for the sake of it. But I’ve learned over the years how important daily habits are for long-term success and wealth creation. These habits and routines are like ballast. They hold you steady when stress threatens to de-rail you, and they give you the…
Debt is a word that makes most people nervous. We think of it as a burden, something to avoid at all costs. But what if we’ve been looking at it the wrong way? Today I’m joined by Professor John Dinsmore, marketing expert and author of the fascinating new book The Marketing of Debt. John peels…
Australia’s housing affordability has hit new lows over the past five years, with home values drifting even further out of reach and the share of income needed to pay a mortgage has nearly doubled, according to Cotality’s Housing Affordability Report. Even as mortgage rates have dipped, the cost of servicing a new loan remains stubbornly…
How you manage your money can have two consequences: it’ll either make you more money, or it won’t. Strategic property investors know how to use their money to make more money and buy more properties sooner. In today’s challenging environment it’s harder for property investors and homeowners to obtain finance. So, let’s look at five…
70% of the people you run into in life are pessimistic and only 30% are optimistic. There are a lot of ingredients that go into the self-made millionaire stew. According to my Rich Habits research, optimism happens to be one of the most important ingredients. So too is a high tolerance for risk, which is…
