One of my early investments was a complete loss. I know that doesn’t make for ego pleasing conversation from someone who’s meant to be an investment expert, but it’s the truth. However, I’m keen to tell you the story of how I lost 100% of my invested capital many years ago, way back in the…
If you bought your home 20 years ago and didn’t check its value until today, you might be stunned. In all likelihood, you’d find it had doubled in value, then doubled in value again. It’s a classic case of the power of long-term focus—where the ups and downs of the housing markets, the peaks and…
Born leaders are hard to find, but when you come across one, you know it immediately. While leaders’ personalities are naturally varied, there tend to be some recurring behaviours and traits that mark them as born leaders. If you’ve ever been fortunate enough to work with, or for, a born leader then you’ll know what…
Australia is standing at a demographic and economic fork in the road. Over the next decade, millions of baby boomers – the post-war generation born between 1946 and 1964 – will leave the workforce. We’re not just talking about a few quiet retirements and goodbye morning teas. What’s unfolding is an unprecedented exit of skill,…
Australia’s wealth landscape is undergoing a significant transformation. The number of high-net-worth individuals (HNWIs) is on the rise, and a substantial intergenerational wealth transfer is underway. These shifts present both opportunities and challenges for wealth management, estate planning, and economic equity. The surge in high-net-worth individuals High net worth individuals (HNWI) in Australia are worth…
If you could cut your power bills by 90%, would you? A new report by Rewiring Australia, reported in the Guardian, says that’s exactly what’s possible for the average Australian household, if we fully embrace energy efficiency and electrification. But while the numbers are promising, the real challenge lies in making it happen. Let’s look…
Imagine inviting thousands of people to a party… but forgetting to organise enough food, chairs, or bathrooms. That’s essentially what Australia is doing by ramping up migration while failing to plan for the housing and infrastructure to support it. Today, Simon Kuestenmacher and I discuss why we can’t keep separating housing policy from migration policy….
In what’s being described as an explosive move, the Australian Council of Trade Unions (ACTU) has come out swinging against property tax concessions, backing reforms that could fundamentally change the way investors approach real estate in this country. They propose to limit negative gearing and capital gains tax (CGT) discounts to just one investment property…
Urban planning in Australia is often built on shaky assumptions. Myths perpetuate. This post covers three such urban myths. Myth 1 – Higher densities mean less traffic The theory is that higher densities around existing public transport networks will see a lift in public transport use and fewer cars on the road. Public transport accounts…
In today’s Macro Insights Podcast, Ken Raiss and I examine who really pays tax in Australia, and the results may surprise you. We also share what the average wage and superannuation balance in Australia is, and I bet these figures will surprise you. We also discuss the latest statement from APRA about its 3% mortgage…
