New analysis from Cotality shows that since September last year, lower-priced homes – that is those under the expanded Home Guarantee Scheme price caps – have generally recorded stronger growth than higher-priced homes. Growth in home values has diverged based on whether properties fall under or above the scheme’s price caps. Quarterly Growth Trends Homes under…
Australia is changing rapidly, not just in size, but in shape. While our population has grown by 3.7 million over the past decade, that growth has been strikingly uneven. Some regions are booming. Others are slowly fading into the background. Understanding where and why this is happening is crucial not only for policymakers and planners…
Have you ever noticed how everyone suddenly starts buying in a suburb after it’s already boomed? Or how investors always seem to chase whatever market or asset class did best last year? It’s human nature to assume that what worked before will keep working. After all, it feels safe to follow the evidence, “look at…
It’s human nature to compare. We compare homes, cars, holidays, and yes, we compare wealth. But most Australians don’t talk openly about money, so it’s hard to know where we really stand. Have you ever caught yourself thinking: “Am I doing okay financially?” Whether you’re a Baby Boomer enjoying retirement, a Gen Xer in your…
Do you like having problems? Most of us don’t. But I’ve noticed that there are two types of problems:- The problems you think you have The problems you don’t think you have; Now stick with me and you’ll understand what I’m on about. You’ll find that most people are prepared to pay to get rid of their problems…
“Our AI research uncovers hidden suburbs other investors don’t know about.” Sound familiar? It’s the latest marketing pitch from a wave of buyer’s agents across Australia. A promise of exclusive insights, powered by artificial intelligence, designed to give you a competitive edge in today’s property market. But here’s the inconvenient truth: When everyone’s using the…
When you scroll through the headlines, it can feel like the world is falling apart. Interest rates are remaining higher for longer than most would like, housing is unaffordable for many, wars are raging, and climate warnings are everywhere. And yet… step back and look at the long arc of history, and a different story…
Imagine checking your bank account one morning and realising someone else has been using your name, your details, your money, and you had no idea until it was too late. It’s the kind of nightmare we all hope to avoid. But for some Australians, that risk is far higher than others and it has nothing…
How was your year in 2025? Knowing what you know now, would you do differently? I have been reflecting on what I can change ready for this new year and the most important words that came to mind were Gratitude and Privilege. I am grateful for all of the material things that I have, love,…
I’ve always believed that the start of every year is the ideal time to consider your wealth creation goals. So, why don’t you ask yourself this question: Will this be like most other years where good intentions are forgotten or put aside because of the pressures of everyday life? As the saying goes: Why put…
