An extensive government review of the Reserve Bank of Australia (RBA) in 2023 made 51 specific recommendations to enable “an RBA fit for the future”. But the narrow terms of reference confined the review to an economic lens. The failure to investigate the effectiveness of monetary policy setting through a demographic lens has resulted in…
Have you ever felt that little voice inside your head whispering, “Maybe it’s not the right time to buy”, or What if the market crashes?” That voice of doubt isn’t unique to you — it’s part of human nature. And interestingly, one of the greatest personal development thinkers of all time, Napoleon Hill (author of…
If you feel like your daily commute is getting longer, more frustrating, and more expensive, you’re not alone. New research reported by realestate.com.au, combining data from the ABS and Census, confirms what many of us experience every morning on the road: Australia’s congestion problem has quietly grown into a major economic and social issue, and…
Whether you’re just starting out, deep in your wealth-building years, or nearing retirement, it’s only natural to wonder: “How do I stack up compared to others?” In today’s show, Simon Kuestenmacher and I look into the fascinating – and sometimes uncomfortable world of generational wealth. We discuss the current financial landscape, highlighting the wealth distribution…
Buying a home should feel exciting, but most buyers quickly discover it’s a maze of conflicting advice, confusing jargon and “gotcha” costs no one warned them about. Whether it’s how much deposit you really need, what lenders are actually looking for, or how to avoid buying the wrong property in the wrong location, the questions…
I’ve had the privilege of speaking to some of the many successful entrepreneurs and investors, including multi multi millionaire, about their early years. When I asked them about imposter syndrome and their self-doubt, their answers were remarkably similar: “It never went away. It’s still there.” Now this may surprise you. We often imagine that once…
When the weather gets warmer and you start enjoying those longer, lazier days with summer coming up, it’s easy to get caught up in the romance of acquiring a holiday home. While there’s not necessarily anything wrong with owning a property intended more for vacation fun than financial gain, purchasing a holiday property is usually…
At the end of 2025, Australian property investors were hearing two very different stories. On the one hand, we’ve seen strong price growth across most capital cities; rents were still painfully high for tenants, and auction clearance rates were holding up surprisingly well. On the other hand, we were being warned about rising unemployment, sticky…
New analysis from Cotality shows that since September last year, lower-priced homes – that is those under the expanded Home Guarantee Scheme price caps – have generally recorded stronger growth than higher-priced homes. Growth in home values has diverged based on whether properties fall under or above the scheme’s price caps. Quarterly Growth Trends Homes under…
Australia is changing rapidly, not just in size, but in shape. While our population has grown by 3.7 million over the past decade, that growth has been strikingly uneven. Some regions are booming. Others are slowly fading into the background. Understanding where and why this is happening is crucial not only for policymakers and planners…
