A Goldilocks investment strategy means that you are making the most of your financial opportunities without overdoing it and taking unnecessary risks. That is, your level of investing is exactly right (i.e., perfectly balanced). Underinvesting means that you risk not having enough investment assets to enjoy a comfortable retirement. Overinvesting means that you have taken…
All investors know that location is one of the most critical components of any successful property investment. When long-term capital growth is the sought-after reward at the end of the real estate rainbow (as it always should be), it is vital that you not only find the best possible property but the best possible position. In…
If a picture paints a thousand words, then this collection of charts should do a pretty good job of painting the landscape as it affects our economy and our property markets. Each month the RBA summarises macroeconomic and financial market trends in Australia by providing a detailed chart pack. World Economy Australia’s economy doesn’t operate…
For generations, the Great Australian Dream of homeownership was almost a given. It wasn’t just a goal, it was seen as a rite of passage. But today that dream is becoming harder to achieve. While some point fingers at migrants or property investors, the reality is far more complex. So in this week’s Demographics Decoded…
There is nothing wrong with making a mistake. We all stumble and fall now and again, yet the property market is full of people who’ve inched their way to the top after many setbacks. In fact, failure is an important part of life and essential to growth —both individually as a person and as an…
Rental price rises in most major capitals are either stalling or seeing their slowest growth in years, according to the latest Domain Rental Report. This is the first time since 2019 that house rents across the combined capitals have remained stable for four consecutive quarters, signalling a clear turning point in the rental cycle. Domain’s…
One of the most important decisions we make in life is who we choose to be around. In fact, there is an old proverb that reads, “Show me your friends and I’ll tell you who you are.” One of my early mentors, the late Jim Rohn said it well: ‘You are the average of the…
Today, women live longer than men, but retire with far less money. And despite all the progress we’ve made, Australia’s gender wealth gap remains stubbornly wide. Today I’m joined by Sarah Megginson, money expert and Head of Editorial at Finder, to unpack the insights from their 2025 State of Women’s Wealth Report. We explore why…
We often think of parenting trends as personal choices or cultural fads. But many of the shifts we’re seeing today, especially what’s now known as “helicopter parenting”, have much deeper roots. In fact, they’re driven by powerful demographic and societal forces. You’ve probably noticed it: parents hovering over every aspect of their child’s life, from…
The Reserve Bank of Australia has kept the cash rate at 3.85%, after cutting it in February and May. Those earlier moves were aimed at supporting the economy as growth slowed and inflation eased. This time, however, the bank chose to pause, signalling a more cautious stance. The decision will be hard for the millions…