Articles by Your Mortgage Magazine

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Since 1995, Yourmortgage.com.au has been offering daily updated interest rate information to Australian home and investment borrowers to assist them in finding the loan that best suits their needs. YourMortgage


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Young adults could spark a boom in new household formation by entering the real estate market in greater numbers as prices begin to soften. In addition, the surge in first-home buyer rates could lead to a spike in the headship ratio, according to numerous experts.  The “headship ratio” is the rate at which young adults…

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Apartment prices in Australia’s CBDs have fallen by an average of 6.3% in the 12 months to July, according to CoreLogic. Every capital city CBD posted a decline in growth, but where the biggest declines are coming from is even more telling; it is being driven by the country’s two highest performing capital cities—Sydney and…

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With the vacancy rate going down to from 1.9% to 1.6% in July, a new report showed that Victoria renters have started offering extra rent to landlords. According to the Consumer Affairs Victoria’s rental experience report, up to 20% of house seekers have offered to pay more than the advertised rent, with half of them…

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There are many ways to accelerate your home loan repayment and, generally speaking, it’s a good idea to do so.  After all, a mortgage is usually a huge debt for most people, and the obvious reason to pay off your mortgage faster is to save you from paying interest. The longer the term of your…