Articles by Stuart Wemyss

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Stuart was a Chartered Accountant before establishing mortgage broking firm ProSolution Private Clients. He has authored two books and shares his experience with readers of Property Update. Visit

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Which asset class will provide the best returns in the next 12 months? Property, shares, bonds or cash?

“The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt.” Bertrand Russell Many clients that I meet often struggle to work out where to invest their money. Do they invest in property? Or has property already peaked? What about the share market? Do they have the stomach...
Economic growth

Warning: Past performance is not a reliable indicator of future performance… or should it be?

I was listening to an ad on the radio this week and at the end the advertiser read the following disclaimer: “past performance is not a reliable indicator of future performance”. The government (ASIC) requires businesses to state this disclaimer whenever past investment returns are quoted, so that investors are forewarned that history might not...
interest rate sign

11 things you should consider before you fix your interest rate

With the recent hikes in fixed and variable rates by the major banks many property investors are wondering whether it’s a good idea to fix the interest rate on their loans. Below are 11 points for you to consider when contemplating the fixed versus variable dilemma: Will you lose sleep if interest rates rise? There are typically...
gold eggs in nest from hay on table

How to take advantage of the super changes

Following the changes to super made by the Turnbull Government in 2016, there are a few financial planning opportunities that you should be aware of.  Super contribution planning can be deferred until May each year Self-employed people currently have greater flexibility with how and when they make super contributions. Unfortunately, employees can only make additional super contributions...