Australian workers have watched world share markets ride a hair raising roller coaster of ups and downs for some time now.
Articles by Rolf Schaefer
Rolf is Director of Metropole Finance and has twice been voted Australia's leading finance broker. He shares his wealth of knowledge about how to best use property finance to fund investments.
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What exactly do the banks look for when processing your loan application? In this two part feature, Rolf Schaefer of Metropole Finance walks you through the 4 C’s that the banks use to assess finance applications and explain how you can get them to approve your loan every time. In Part two of Rolf’s article…
With memories of the recent Global Financial Crisis (GFC) still fresh in the minds of Australian lenders, it has become increasingly difficult over the past year or so to gain “easy finance”. Lending policies have been scrutinised and changes made to protect banks from a similar fate suffered by many major lenders in the US….
As a property investor seeking to make the most from your portfolio, every little aspect counts, right? When it comes to finance in particular, maximising your borrowing capacity, having the right loan structure and product(s) and saving money wherever possible are top priorities. So wouldn’t you like to know some of the banks’ secrets that…
Lender’s Mortgage Insurance (LMI) can be a helpful tool for investors to build their property portfolios. In a moment I’ll explain how investors can use LMI creatively to buy more property, but let’s first start with an explanation of what it is… LMI is a once-only premium payable by the borrower at settlement. The premium…
With the very real need for increased housing over coming years, residential development is an attractive property investment option for many people. It has the potential to generate significant equity when well planned and executed. The most common project undertaken by individuals is the construction of two townhouses or units on one block of land….