Why is it that in one of the wealthiest countries on earth, so many hardworking Australians feel like they’re falling behind? You don’t need economic charts to know something’s changed – you can feel it in your weekly grocery bill, your rent, your mortgage, and your quiet financial stress. Is capitalism broken – or is…
Inspirational quotes and motivational quotes have the power to get us through a bad week. Judging by the number of people who read my regular Monday morning dose of motivational quotes, you agree with this. So in the spirit of self-motivation, here are another 10 inspirational quotes… 1. Whatever the mind of man can conceive…
One of my early investments was a complete loss. I know that doesn’t make for ego pleasing conversation from someone who’s meant to be an investment expert, but it’s the truth. However, I’m keen to tell you the story of how I lost 100% of my invested capital many years ago, way back in the…
If you bought your home 20 years ago and didn’t check its value until today, you might be stunned. In all likelihood, you’d find it had doubled in value, then doubled in value again. It’s a classic case of the power of long-term focus—where the ups and downs of the housing markets, the peaks and…
Australia is standing at a demographic and economic fork in the road. Over the next decade, millions of baby boomers – the post-war generation born between 1946 and 1964 – will leave the workforce. We’re not just talking about a few quiet retirements and goodbye morning teas. What’s unfolding is an unprecedented exit of skill,…
Australia’s wealth landscape is undergoing a significant transformation. The number of high-net-worth individuals (HNWIs) is on the rise, and a substantial intergenerational wealth transfer is underway. These shifts present both opportunities and challenges for wealth management, estate planning, and economic equity. The surge in high-net-worth individuals High net worth individuals (HNWI) in Australia are worth…
Imagine inviting thousands of people to a party… but forgetting to organise enough food, chairs, or bathrooms. That’s essentially what Australia is doing by ramping up migration while failing to plan for the housing and infrastructure to support it. Today, Simon Kuestenmacher and I discuss why we can’t keep separating housing policy from migration policy….
In today’s Macro Insights Podcast, Ken Raiss and I examine who really pays tax in Australia, and the results may surprise you. We also share what the average wage and superannuation balance in Australia is, and I bet these figures will surprise you. We also discuss the latest statement from APRA about its 3% mortgage…
It’s Monday again so here’s another collection of the 12 inspiring quotes to help get your week off to a good start: 1. “Twenty years from now you will be more disappointed by the things you didn’t do than by the ones you did do. So throw off the bowlines. Sail away from the safe…
If a picture paints a thousand words, then this collection of charts should do a pretty good job of painting the landscape as it affects our economy and our property markets. Each month the RBA summarises macroeconomic and financial market trends in Australia by providing a detailed chart pack. World Economy Australia’s economy doesn’t operate…