Articles by Michael Yardney

Everyone was banking on another interest rate cut this year – but what if it never comes?   In this month’ Big Picture Podcast, Ken Raiss and I will unpack why the economy is running hotter than expected, and what that means for rates, housing, and your mortgage.  We also explain how the Bank of Mum…

In today’s podcast, we are going to do something a little different.   You see, one of the common questions I get asked is, “Michael, what’s your net worth?” It’s a question people are curious about—and I get why.  However, rather than simply providing you with a number, I want to take you behind the scenes…

What if I told you that a $1 million property today could be worth $8 million in 30 years? Sounds unbelievable, right?  It’s the kind of projection that makes people question whether Australia’s property market can really keep growing the way it has for the past 45 years.  After all, with housing affordability constantly in…

Have you ever wondered why some property investors seem to build multi-million-dollar portfolios while others never get past their first property—or worse, sell up within five years? It’s not about luck. It’s not about earning six figures. And it’s definitely not about being born into money.  In today’s podcast, I explore the common myths surrounding…

In today’s show, Ken Raiss and I discuss the evolving landscape of retirement planning, emphasising that retirement is not an end but a new chapter that requires strategic investment and financial planning. We look at what it means to keep your money working in retirement, how property investors should adjust — not stop — their…

In today’s show Simon Kuestenmacher and I discuss the significant shift of millennials from urban living to suburban areas. We highlight how millennials are reshaping suburban culture while still valuing aspects of their urban lifestyles.  This is a generation that once embraced city skylines, inner-city cafes, and the hustle of urban living, but is now…

Australia’s housing market is under pressure from many directions, but one of the most overlooked barriers is stamp duty. Once a relatively modest transaction cost, stamp duty has ballooned into one of the biggest financial hurdles for homebuyers. Just to give you an idea – in Sydney, stamp duty on a median-priced house has gone…