Some say that Australia has an ageing population crisis, with 558,000 Australians now aged 85 years… and in 13 years that’s expected to hit 1 million. And that means there will soon be billions, if not more, of dollars transferred to our younger generations. The problem is, many of these heirs aren’t prepared, and a…
The following is general information only and you must seek personal advice on your specific circumstances before implementing any strategy. You’ve worked hard to build your wealth. You’ve made sacrifices, taken calculated risks, and created a financial foundation that has supported your family. Now, as you look to the future, you might be thinking: “How…
Most Australians treat their super as a “set and forget” investment — something they’ll worry about when they get closer to retirement. But superannuation isn’t just about you. It’s also one of the largest financial assets you’ll ever own, and if you don’t take control of where it goes when you die, it might not…
I’ve often said that wealth isn’t just about how much you make – it’s about how much you keep. And when it comes to passing on that wealth to the next generation, a well-structured estate plan can mean the difference between preserving your legacy or watching it disappear through tax or family disputes. One of…
Australia’s race toward net zero emissions is well underway – but few people realise the enormous economic cost that comes with it, or how it could reshape the nation’s housing market for decades to come. According to BloombergNEF data reported by Macrobusiness, Australia will need to invest around $3 trillion by 2050 to achieve net…
Australia’s housing system is caught in a slow-moving crisis. Over the past four decades, the total housing stock has grown rapidly, but social housing has stagnated, and now, even the private rental market that filled part of the gap is under strain as more investors sell up. And the result is that we have fewer…
What are the Capital Gains Tax implications when you move out of your home, rent it out, and then sell it? I love receiving questions from our readers -Victor sent in this one: “I moved out of my principal place of residence, which I’ve been in for seven years, and then rented it out for three years. …
Are you confident about your financial future? Most Australians aren’t — and that’s a problem. Because the truth is, your financial future isn’t determined by luck, government policy, or market conditions. It’s determined by you — by the decisions you make today. And yet, despite this, millions of Australians are sleepwalking toward a future where…
Trusts have long been one of the most powerful tools available to property investors. Used properly, they can protect your assets, help with estate planning, and provide flexibility in managing your growing wealth. But used poorly – or set up for the wrong reasons – they can quickly turn into financial handcuffs rather than a…
Most investors expect their tax bills to rise when they buy more property, not when they simply sit still. Yet that’s exactly what’s about to happen in New South Wales. The NSW Government’s recent decision to freeze land tax thresholds means property owners from mum-and-dad investors to self-managed super funds (SMSFs) will pay more tax…