Excited about getting a new place? We know the feeling! It’s a big step and a bigger investment. But with a new pad comes new stuff to take care of. Top on that list? Your home’s plumbing system. Hiding behind the walls are potential leaks. Then, there’s the chance of stumbling upon out-of-date stuff. These…
Securing a home loan is a significant milestone on the path to homeownership. With a multitude of options available, it’s crucial for Australians to make informed decisions when choosing a home loan. This comprehensive guide provides valuable insights on the key factors to consider in the quest for the right home loan tailored to individual…
Inflation has fallen for the fourth successive quarter. Australia’s annual inflation rate fell to 4.1% in the December quarter of 2023, down from 7.8% in the December quarter of 2022. The new rate is the lowest in two years and the closest in two years to the Reserve Bank’s target band of 2–3%. The decline…
The financial landscape will never be the same after the appearance of cryptocurrency, and the potential of blockchain to influence and modify industries, including the healthcare or real estate sector. Due to the security, efficiency, and accessibility, blockchain, which records and verifies transactions, can revolutionize the real estate industry. What can you gain using cryptocurrencies…
As an investment property owner, making strategic upgrades to your rental property pays dividends when looking to boost future sale valuation. Whether you are seeking a profitable flip or simply maximising your long-term rental returns, there are some renovations and feature additions that can make income properties significantly more profitable in Australia. Here are 8…
The surge in inflation coming out of the pandemic and its subsequent fall has been the dominant driver of investment markets over the last two years – first depressing shares and bonds in 2022 and then enabling them to rebound. But what’s driving the fall, what are the risks and what does it mean for…
Considering a career in carpentry? You’re likely curious about the financial rewards. In Australia, carpenters are in high demand, and their earnings reflect the skilled nature of their work. But just how much can you pocket as a chisel-wielding pro? Salaries for carpenters down under vary widely, influenced by factors like experience, location, and the…
Brimming with an intriguing spark of harmony, the importance of landscape lighting hums a vibrant yet quiet song of transformation. It’s more than just a base coat on a canvas; it’s the fine brushstrokes that bring a picture to life, an unsung hero elevating security and functionality, all while sculpting your home into an enthralling…
When your deposit is less than 20% of the value of the property you’re buying, a lender is going to charge you a hefty lender’s mortgage insurance (LMI) premium to reduce its risks. LMI is one of those extra costs that often catches home buyers by surprise, particularly first-home buyers. It can cost thousands of…
Do you know what statistical fallacies are? Well, these are common tricks data can play on you, which lead to mistakes in data interpretation and analysis. Here are some of the most common examples and how you can avoid them: Cherry picking This is the practice of selecting results that fit your claim and excluding…
