Articles by Garth Brown

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Garth Brown is the Founder and Director of Brown and Brown Conveyancers one of Sydney’s leading Conveyancing Firms. With 20 years experience as a practicing Conveyancer he has assisted hundreds of Clients to navigate through the maze of conveyancing issues when buying and selling property. Visit www.conveyancers.net.au/


What is a Council Building Certificate?
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What is a Council Building Certificate?

A Building Certificate is a certificate issued by Council stating it will not make certain Orders or take certain action under the Environmental Planning & Assessment Act 1979 or the Local Government Act 1993. To Order or take proceedings for an Order to have the building (covered by the certificate) demolished, altered, added to or…

Proceeds of Crime/SuspiciousTransactions in 'Buying & Selling' Real Estate
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Proceeds of Crime/SuspiciousTransactions in ‘Buying & Selling’ Real Estate

What are the proceeds of crime? Proceeds of crime refers to any money or property gained from criminal activity and is covered by The Proceeds of Crime Act 2002 (the Act) passed on 11 October 2002 and came into operation on 1 January 2003. WHAT ARE SUSPICIOUS TRANSACTIONS? Suspicious transactions are financial transactions that you have…

Identifying Purchasers and Vendors of Property now mandatory in NSW
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Identifying Purchasers and Vendors of Property now mandatory in NSW

From 1 August 2016 Australian legal practitioners, law practices and licensed conveyancers (representatives) must take reasonable steps to verify the identity of clients or their agents to ensure that The client is a legal person, and The client has the right to enter into a conveyancing transaction. Possession of a Certificate of Title for a parcel…

Lenders Mortgage Insurance
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Lenders Mortgage Insurance

What is lenders Mortgage Insurance? LMI is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan.  As required by Australian Banks, Borrowers’ who have less than 20% deposit of the property purchase price are charged LMI by finance lenders this is an extra cost over and above the standard fees and charges related…

The role of a Land Identification Survey
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The role of a Land Identification Survey

An Identification Survey or just ‘Ident’ is a survey that is required for the purpose of identifying a parcel of land and the related existing buildings and improvements. It may only be undertaken by a Registered Surveyor.  An Ident shows the position of Boundary fences and confirms they are correctly located on the Land and…

Joint Tenants or Tenants in Common
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Joint Tenants or Tenants in Common

When buying property you have the choice of choosing “Joint Tenants” or “Tenants in Common”. Please ensure your Conveyance contains the correct instruction and confirmed in writing. What is the difference? Joint Tenants  “Joint Tenants” – possess a right of survivorship, that is, the interest of a deceased joint tenant passes to the surviving joint…

What you need to know about Asbestos
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What you need to know about Asbestos

You may be asking yourself what is Asbestos? Asbestos is the generic term for a number of fibrous silicate minerals. Products made from asbestos cement – a bonded asbestos material – include fibro sheeting (flat and profiled) guttering and downpipes, as well as other pipes for water, drainage or flues, corrugated roofing sheets, roofing shingles and…

Vendor Reports - Let the Buyer Beware
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Vendor Reports – Let the Buyer Beware

What reports might a vendor supply? They comprise a number of important pre-purchase property inspection reports, including: Building inspection report Pest inspection report Survey report For more information check Fair Trading NSW website …  http://www.fairtrading.nsw.gov.au/ftw/tenants_and_home_owners/buying_property/property_inspections.page. The usual protocol is for the potential Purchaser to commission these reports by independent inspectors prior to settlement, in fact…

Costly (Common) Mistakes made by Property Sellers
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Costly (Common) Mistakes made by Property Sellers

In your eagerness to sell your property beware of the costly mistakes that can make the whole selling process your worst nightmare either in selling too cheaply or in needless expenses that end up draining not only your bank account but also your emotional health. To assist you avoid COSTLY MISTAKES we have put together…

Should you use a trust to buy a property?
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Should you use a trust to buy a property?

I am often asked “what are the benefits of using a Trust to buy a property?” and while this can be a confusing topic the simple answer is a Trust can offer Tax benefits and provide excellent asset protection for investors. WHAT IS A TRUST? A trust is a relationship whereby property is held by…