Articles by Garth Brown

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Garth Brown is the Founder and Director of Brown and Brown Conveyancers one of Sydney’s leading Conveyancing Firms. With 20 years experience as a practicing Conveyancer he has assisted hundreds of Clients to navigate through the maze of conveyancing issues when buying and selling property. Visit www.conveyancers.net.au/


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A Building Certificate is a certificate issued by Council stating it will not make certain Orders or take certain action under the Environmental Planning & Assessment Act 1979 or the Local Government Act 1993. To Order or take proceedings for an Order to have the building (covered by the certificate) demolished, altered, added to or…

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What is lenders Mortgage Insurance? LMI is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan.  As required by Australian Banks, Borrowers’ who have less than 20% deposit of the property purchase price are charged LMI by finance lenders this is an extra cost over and above the standard fees and charges related…

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An Identification Survey or just ‘Ident’ is a survey that is required for the purpose of identifying a parcel of land and the related existing buildings and improvements. It may only be undertaken by a Registered Surveyor.  An Ident shows the position of Boundary fences and confirms they are correctly located on the Land and…

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When buying property you have the choice of choosing “Joint Tenants” or “Tenants in Common”. Please ensure your Conveyance contains the correct instruction and confirmed in writing. What is the difference? Joint Tenants  “Joint Tenants” – possess a right of survivorship, that is, the interest of a deceased joint tenant passes to the surviving joint…

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You may be asking yourself what is Asbestos? Asbestos is the generic term for a number of fibrous silicate minerals. Products made from asbestos cement – a bonded asbestos material – include fibro sheeting (flat and profiled) guttering and downpipes, as well as other pipes for water, drainage or flues, corrugated roofing sheets, roofing shingles and…

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What reports might a vendor supply? They comprise a number of important pre-purchase property inspection reports, including: Building inspection report Pest inspection report Survey report For more information check Fair Trading NSW website …  http://www.fairtrading.nsw.gov.au/ftw/tenants_and_home_owners/buying_property/property_inspections.page. The usual protocol is for the potential Purchaser to commission these reports by independent inspectors prior to settlement, in fact…

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In your eagerness to sell your property beware of the costly mistakes that can make the whole selling process your worst nightmare either in selling too cheaply or in needless expenses that end up draining not only your bank account but also your emotional health. To assist you avoid COSTLY MISTAKES we have put together…

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I am often asked “what are the benefits of using a Trust to buy a property?” and while this can be a confusing topic the simple answer is a Trust can offer Tax benefits and provide excellent asset protection for investors. WHAT IS A TRUST? A trust is a relationship whereby property is held by…