Australia’s housing market staged a turnaround in 2025, defying intense affordability and cost of living pressures to deliver an above decade-average growth rate of 7.7% through the year-to-date. National dwelling values are set to close 2025 at least 8% higher. This highlights how quickly conditions shifted after a challenging start. Markets entered 2025 under considerable pressure….
Australia’s housing affordability has hit new lows over the past five years, with home values drifting even further out of reach and the share of income needed to pay a mortgage has nearly doubled, according to Cotality’s Housing Affordability Report. Even as mortgage rates have dipped, the cost of servicing a new loan remains stubbornly…
Unusually strong home value increases in the month of October coincided with the expansion of the Federal Government’s 5% Deposit Scheme. The policy enables eligible first home buyers to secure a low-deposit home loan without lender’s mortgage insurance. From October 1, it was scaled up to unlimited places and income eligibility, and the price caps…
Nationally, housing affordability has deteriorated badly since the pandemic. Cotality data shows home values are up 46.8% in the past 5 years. The median dwelling value has gone from 6.4 times, to almost 8 times median household income. Median rent across Australia has reached $672 per week, with rent values up 43.8% in the past…
The RBA Board voted to keep the cash rate on hold at 3.6% in November, breaking the 2025 trend of quarterly cuts. The decision came as no surprise following the September inflation report, with trimmed-mean inflation – the RBA’s ‘core’ measure which they try to get in the 2-3% target band – jumping to 3.0%…
Higher rental costs are reshaping the value proposition of the First Home Guarantee, with new analysis from Cotality comparing the additional cost of time in the rental market and potential LMI costs, with the additional interest cost of a 5% deposit home loan. While the scheme comes with higher interest costs, the savings on rent…
More than 60% of Australian households are made up of just one or two people, yet the bulk of our housing stock is built for families. New analysis from Cotality shows a stark mismatch between who lives in our homes and the kinds of homes we’re building. Who really makes up Australia’s households? When most…
Australian property sellers continued to see strong gains in the June quarter, although the rate of profit-making resales eased slightly from the start of the year. Cotality’s Q2 2025 Pain & Gain report analysed approximately 97,000 resales over the period, revealing 94.8% of transactions recorded a nominal gain in the three months to June. While still…
While state and local governments focus on approvals and improving the feasibility of new projects, building companies continue to be stretched thin across an already swollen pipeline and reducing margins. From the very announcement of the National Cabinet’s plan to build 1.2 million new homes in five years in August 2023, many in the industry…
In May this year, the median house value across Brisbane surpassed $1 million for the first time on record – pushing the city into the exclusive million- dollar club alongside Sydney. The median house value hit $1,006,000 in May, up from $996,000 in the previous month and $942,000 a year prior. In June, house values…
