While, overall, there has been a major reduction in the number of units in the pipeline, there are still areas where the stock is well exceeding population growth, and which continue to have high risk. The apartment oversupply was largely contained to rental properties where there was a high concentration of new small units. In…
Articles by Doron Peleg
is the CEO/Founder of RiseWise Property Review. He has more than 20 years’ experience in risk management including, Co-Founder of Peleg, Kessel & Co, an assurance and advisory accounting firm & Executive Manager at Westpac Banking Corporation in Sydney. www.riskwiseproperty.com.au/
As the property downturn draws to an end, there are important lessons for policy-makers, lenders and investors to be learned. Labor’s loss has eliminated the number one risk to the property market and this, combined with the high likelihood of interest rate cuts by the RBA this year, the introduction of the First Home Loan…
APRA’s scrapping of the 7 per cent ‘stress test’ buffer on home loans will effectively see a 9 per cent increase in borrowing capacity for owner-occupiers which will rise to between 13 and 14 per cent if the RBA undertakes two interest rate cuts before the year is out. With the current ultra-low interest rate…
RiskWise Property Research has significantly downgraded the risks to our real estate market, particularly in the Sydney and Melbourne property markets , following the shock results of the Federal election. Labor’s loss has eliminated the number one risk to the property market and this, combined with the high likelihood of interest rate cuts by the…
The property market will remain weak well into 2020 unless the RBA cuts interest rates and these are passed on by the banks. However, it was the introduction of lending restrictions by APRA, followed by the greater scrutinisation of loan applications as a result of the Royal Commission, that was the catalyst for the downturn….
The Prime Minister’s plan to help first-home buyers purchase with only a 5 per cent deposit could have a major impact on the broader economy. The Coalition’s First Home Loan Deposit Scheme, particularly in the current market and with the increased likelihood of interest rate cuts by the RBA, was by far more effective than…
Winter is coming and a cold change has swept across the Hobart property market. What was once a nicely heated Hobart hub has gone off the boil, with CoreLogic figures showing a 0.9 per cent slide of dwelling prices last month. Houses fell 1.2%, while unit growth was only 0.3% in March. Our analysis in…
Has the veil finally been lifted on Labor’s proposed tax changes? I was invited to Canberra this month (February) to join a round table discussion with the PM, Treasurer and Assistant Treasurer, and other property heavyweights including Yellow Brick Road, hedge fund VGI Partners Global Investments, REIA, the Master Builders Association, the Urban Development Institute…
Times are tough in the property market and they are about to get tougher if Labor’s proposed taxation changes go ahead, so where are the riskiest areas to invest in 2019? RiskWise Property Research has compiled a list of the Top 10 Danger Zones throughout Australia, identifying areas with a large stock of off-the-plan units,…
2018 was a tumultuous year for the property market, with more turmoil on the horizon, so when can we expect to see improvements? Don’t expect to see any green shoots until at least the second half, but more likely the end, of 2020. There’s a lot going on in the property market at the moment,…
