Whether prestige or blue-collar areas, there are some suburbs where owners just don’t want to let go of their prized possessions. Many of them are run-of-the-mill family homes in suburbia while others are palatial estates in grand surrounds, but the one thing they have in common are holding periods well over 20 years. During the…
Articles by Doron Peleg
is the CEO/Founder of RiseWise Property Review. He has more than 20 years’ experience in risk management including, Co-Founder of Peleg, Kessel & Co, an assurance and advisory accounting firm & Executive Manager at Westpac Banking Corporation in Sydney. www.riskwiseproperty.com.au/
An imbalance in supply of family homes to population growth is a major contributing factor to housing affordability challenges in Sydney and Melbourne. A 30 per cent reduction in dwelling commencements and dwelling approvals was predicted by RiskWise Property Research one year ago, with significant impact on both the broader economy and, particularly, GDP growth. …
The stars have aligned for property investors in Sydney and Melbourne who now have a rare opportunity to time the market. With those two capital cities projected to reach new property price peaks by the end of 2020, now was the time for investors to act. A combination of ultra-low interest rates for a sustained…
While the past few months have seen APRA loosen its restrictions on lending somewhat, an improvement in the property market, particularly in Sydney and Melbourne, is likely to see a rise in investors. And this might be all the banking regulator, Australian Prudential Regulation Authority (APRA), needs to return to stricter conditions for lenders. APRA…
With the property markets in Sydney and Melbourne projected to reach new peaks by the end of 2020, it’s back to ‘square one’ for housing affordability. There is also likely to be a new tipping point as well as potential for the reintroduction of macroprudential measures by APRA. According to RiskWise’s latest Risks & Opportunities…
While the recent property downturn improved asking prices and serviceability, affordability in Sydney and Melbourne remains the big issue due to extremely high population growth. House-to-income ratio and the mortgage serviceability ratio (the ratio between the median household income and the amount required to service a discounted variable loan, based on an 80 per cent…
As green shoots have clearly appeared in the property market, RiskWise Property Research has taken a retrospective analysis of lessons to be learned from the recent downturn. Here are the best way to avoid these pitfalls in the future: 1. Think long term and don’t seek quick wins. It’s easy to see Sydney and Melbourne…
Lenders are reluctant to lend and buyers don’t want to buy when it comes to high-rise developments. That’s according to RiskWise Property Research’s latest analysis of the construction industry which has been hit hard over recent months following the high-profile cases of the Mascot and Opal towers in NSW. With cracks in both the Sydney…
An increase in investor activity in the latter half of 2019 has stirred the interest of first home buyers and owner-occupiers as they return to the property market. Last year, RiskWise Property Research detailed the effect investors had on the market and how their response to market forces affected that of owner-occupiers. When the “investor…
The $2 billion Carmichael coal mine, one of Australia’s largest thermal coal mines, will comprise six open-cut pits and five underground mines covering about 447sq km. Adani states it will produce between 10 to 15 million tonne per year of coal, with an option to increase this to 27 million tonnes. Employment creation figures have…
