Andrew is a leading finance specialist who holds a Diploma of Financial Planning (Financial Services). With over 32 years of experience in finance, Andrew has been acknowledged by the mortgage industry with multiple awards. Visit IntuitiveFinance.Com.Au
Buyer’s agents have really come into their own in recent years, as home buyers and investors alike have begun to realise their muscle power in the real estate industry. Just as a seller’s agent will achieve the most money possible for the sale of a home, a buyer’s agent will negotiate the best buying price…
Buying a property, whether it’s your first or your fifth, is a well-established pathway to long-term prosperity. It’s a brick-by-brick journey to building personal wealth and it requires patience and discipline to achieve your goals. But acquiring property isn’t just about selecting an asset and sitting tight. In fact, building a portfolio is a strategic…
A fundamental equation in the property game is that a rising population can deliver excellent property price growth – and this has certainly been the historical case for Brisbane. One of the best measures of Brisbane’s relative success compared to other Australian population centres is Net Interstate Migrate (NIM). This ABS statistic is a measure…
Taking out a mortgage to buy a property is a big step and one of the first questions you’ll face is, which lender should you choose? It can be an overwhelming decision because comparing home loan products is difficult. There is a large range of features that vary significantly across home loan products and comparing…
A home improvement loan is a term that is increasingly being used in Australia but is largely a US phrase that’s been imported. It describes a type of loan that is a separate product from the mortgage you might already have and is generally used to renovate a property. People may choose a home improvement…
Many homebuyers are, not surprisingly, happy couples looking to fly the old family nest and establish their own, new residence. Without a second thought, they go through the motions of acquiring a said house in their blissful state of togetherness; often putting both names to the mortgage contract. But there are some important considerations when…
Interest rate bingo entails making a successful guess about when we’ll see our first interest rate rise in Australia since 2010, and for most of the year, it’s been even money that the increase will come in early 2024. Ever since November 2020, when the Reserve Bank of Australia (RBA) cash rate landed with a…
A home improvement loan is a term that is increasingly being used in Australia but is largely a US phrase that’s been imported. It describes a type of loan that is a separate product to the mortgage you might already have and is generally used to renovate a property. People may choose a home improvement…
There’s a considerable amount of media interest in the housing market at present fuelled by sharply rising house prices. While this means it’s going to be increasingly challenging for first home buyers to get into the market, those already on the property ladder can look at their current home loan arrangements and make some potentially…
If you’ve been paying off your home loan for a few years and have built up some equity, it might be time to have a look at your home loan and see if it’s still the best package for you. If not, it’s time to look at your options. One of those options is to…
