Andrew is a leading finance specialist who holds a Diploma of Financial Planning (Financial Services). With over 32 years of experience in finance, Andrew has been acknowledged by the mortgage industry with multiple awards. Visit IntuitiveFinance.Com.Au
Did you know that nearly 10,000 dwellings were financed to first property buyers in August 2019? They bought about the same number of dwellings the month before that and the month before that, too. In fact, the percentage of dwellings bought by first-timers remains at about 18 per cent of the total market, according to…
So you’re ready to start a family, or you have a baby on the way already, but you’re also thinking about your future financial security. First of all, congratulations! What an exciting time in your life, but it can be a daunting one also. These new plans might be making you rethink where you should…
Lines of credit on home loans have been around for a while now and are not a new product in the mortgage marketplace. However, the problem is that it can be tempting for borrowers to use them as a cash machine that they never have to repay. So what is a line of credit and…
I remember reading a news article a year or so back about a property investor whose tenant accidentally started a fire in the unit and gutted the place. The structure was fine and any small repairs that had to be made were protected by the body corporate’s top-notch insurance policy. The poor bloke assumed that…
Finance is one of the most talked about topics in the media of late, with much of the commentary negative. One day we’re reading about housing finance falling to record levels, and the next we’re learning all about the profit plunges recorded by our biggest lenders. The latest was ANZ, which posted a five per…
First home owners grants have been around in most States and Territories for nearly two decades now, and are one of many other financial incentives put forward over the years to help first-time home buyers. The original First Home Owners Grant was a Federal Government initiative that was established in the early 2000s to offset the…
First home buyers are continuing to stake their claim on markets across the country with many usurping their competition by being better prepared to make a solid offer. The latest Australian Bureau of Statistics figures show that about 18 per cent of all housing finance commitments is to first homebuyers. However, while the percentage of…
What is land surveying? If you’re buying a property with the intention of developing or significantly renovating it, well you need to know about land surveying. If you’re a first-time small developer or renovator, the only time you’ve probably seen land surveyors is when they’re on the side of a road with their special equipment…
So is it doom or opportunity for our housing markets? I was recently asked this question about our housing markets given the hysterical commentary that has been provided around the state of the housing markets in Australia, it’s a good question and the answer is really dependent upon whether you are already invested and when…
Are you ready for the 2020 debt bomb? Now before you start thinking I’ve gone all “60 Minutes” and am falsely forecasting property doom and gloom, think again! Property markets around the country are doing their thing depending on the stage of their respective cycles, but one thing that is a certainty is that there…
