Articles by Andrew Mirams

Andrew Mirams

Andrew is a leading finance strategist who holds a Diploma of Financial Planning (Financial Services). With over 27 years of experience in finance, Andrew has been acknowledged by the mortgage industry with multiple awards.Visit www.intuitivefinance.com.au


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Like everything that has a financial impact on you – your home and/or investment loans, your personal insurances, your phone contract etc – property management is no different. Rental property markets across the country are constantly changing based on local market forces. In Sydney, after some spectacular rises, the market is tighter than it has…

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More and more Australian property investors are moving into advanced strategies such as small property development as a way to grow their wealth.  Of course, property development brings with it more potential financial rewards than traditional property investment, but it is not without it risks as well. There a number of factors that you must…

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Understanding the role of the property valuer is crucial to any owner or investor – particularly those beginning their journey and looking to enjoy a lifetime of real estate investment. And, according to recent reports, this cohort is on the rise. The QBE Australian Housing Outlook 2018-2021 report noted an increase in the importance of millennial buyers…

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Did you know that billions of dollars in dwelling finance commitments were approved in September in Australia? That’s right, according to the Australian Bureau of Statistics, tens of thousands of dwellings were financed in one single month for either owner occupiers of investors. Of course, that tells us that banks are still in the business…

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If the past few years will be remembered for anything, it may be that many Australians felt like mortgage prisoners. What do I mean by such a seemingly contrary statement? Well, the confluence of changes in the lending landscape has resulted in many borrowers being unable to refinance. New rules trapping the unwary There were…

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In quieter market conditions, many homeowners opt to renovate their properties to create equity themselves. Some people call this “sweat equity” because you usually sweat a lot painting the walls and working in the garden – especially in summer! Of course, some alterations can add more value than others and there is a difference between…