As we close in on a post-COVID world, two things have become clear — people don’t need to be in the office as much (if at all) and international migration is going to be uncertain for some time to come. This is particularly problematic for anyone selling inner-city Melbourne apartments. A key demographic for inner-city…
Articles by Andrew Mirams
Andrew is a leading finance specialist who holds a Diploma of Financial Planning (Financial Services). With over 32 years of experience in finance, Andrew has been acknowledged by the mortgage industry with multiple awards. Visit IntuitiveFinance.Com.Au
It’s an unfortunate fact of life that many people are terrible with money. Sometimes it’s not really our “fault” because we’ve just learned bad money lessons from our parents, which we’ve unhelpfully carried through into adulthood. Other times, it’s because we simply spend more than we earn and have never been within 100 metres of…
One of the key advantages to buying in Brisbane, compared with Sydney and Melbourne, is affordability. It wasn’t that long ago that a house, 10 kilometres from the CBD, could still be found for $450,000. Compare that with Sydney, where median prices on the cusp of the middle ring, just 10 kilometres out from the…
At the start of your property investment journey, it can be confusing. All your friends and family have well-intentioned opinions and “advice”, plus in today’s technological world there is a plethora of information available online. But so many difference sources of intel can make start spinning until you don’t know your property pros from your…
Pulling together the information for a loan application can seem daunting, and may even feel a little invasive. If you’ve never applied for a loan before, gathering all of your most personal financial information – such as your credit card statement which reveals exactly how many takeaway coffees you’ve had this month – to hand…
A fundamental equation in the property game is that a rising population can deliver excellent property price growth – and this has certainly been the historical case for Brisbane. One of the best measures of Brisbane’s relative success compared to other Australian population centres is Net Interstate Migrate (NIM). This ABS statistic is a measure…
When the market is getting hot, as it is now in Sydney and Melbourne, a sense of frenetic urgency creeps in. House hunting on weekends turns into a blood sport and for many, it becomes a desperate time. When you finally find a property that you can see yourself in for years to come, the…