Most property investors spend their time watching interest rates, tracking auction clearance rates, and debating where the market is heading next month. But the investors who really build serious wealth over time tend to focus on something much more fundamental, and far more predictable. They watch demographics. There’s a concept I’ve talked about for years:…
Demographics are also having a major impact on housing demand and recent dwelling price appreciation across Australia. Australia’s housing market is also being reshaped by the richest generation in its history. Generations defined Let’s start with the population structure. Baby Boomers, born 1946–1964, are now aged roughly 62 to 80 in 2026. They represent just over one fifth…
I was recently asked to distil my property investment philosophy into a few simple rules. Now that’s a big ask… Distil all the mistakes I’ve made and seen others make, as well as all the lessons I’ve learned and those of the many successes investors I’ve worked with into a view of simple rules. Anyway…here’s…
If you’re more than five years into your property investment journey, congratulations — the statistics suggest you’re well on your way to long-term success. You see, more than half of those who start out with dreams of property riches don’t make it that far. If you look closely at any group of successful property investors,…
The federal budget dropped last week and, if you believe the loudest voices in the room, property investment in Australia is finished. I don’t buy that for a second, but I do think this changes the game enough that investors need to think more carefully than they have for years. I’ve been watching governments tinker…
Every time the housing affordability debate heats up, the same statistic gets wheeled out : the price-to-income ratio. You’ll see headlines declaring that housing is now “more unaffordable than ever” because the median home price is eight or nine times the average household income. At first glance, that sounds alarming. And it’s easy to see…
Everyone’s been talking about what the federal budget means for property investors, and what it might do to house prices and affordability. But very few people are asking what it means for the millions of Australians who rent. Renters have been largely invisible in this conversation, and that’s a problem, because they’re the ones who…
Capital city home prices have generally fallen over May reflecting the impact on affordability and confidence of this year’s three consecutive increases in official interest rates. The national capital city median house price fell by 0.8% over the May quarter to $1,287,476 compared to the April quarter, according to the latest data from My Housing…
There’s a lot of noise around property at the moment. Rising living costs, higher mortgage repayments, budget uncertainty and constant media commentary have left many Australians wondering whether now is really the right time to invest. That’s understandable, but for those who are financially ready, the bigger risk may not be buying the wrong property…
Granny flats seem like a smart investment idea, don’t they? You build a modest dwelling in your backyard, rent it out, and voilà — a little extra income stream. But before you dive into the idea of building a granny flat on your property, let’s take a closer look. The reality is that granny flats…
