Most people who start investing in property never make it past their first or second purchase. In fact, around 92% of Australia’s 2.3 million property investors stall out early, and only a tiny fraction, around 20,000 people, ever build a portfolio of six properties or more. That’s a sobering statistic, but it’s not because property…
Australians are regularly told that inflation is running at a certain annual rate, yet many households look at their mortgage payments, rent, electricity bills, council rates, and insurance premiums and wonder whose cost of living the official figures really measure. Their experience feels very different because the headline Consumer Price Index is an average across…
Australia’s government debt has passed $1 trillion for the first time, and the sheer size of that figure naturally attracts some alarming headlines. As a trillion dollars is so far beyond the amounts we deal with in everyday life, it is difficult to understand what it actually represents, let alone decide whether we should be…
It might not feel like it when you’re at the checkout or watching your mortgage repayments rise, but Australians have quietly become some of the richest people on the planet. According to the latest Allianz Global Wealth Report 2025, the average Australian is now worth €383,720 (about $686,000) — making us the third-wealthiest population in…
Capital city home prices have continued to fall sharply over August with no sign yet of the usual pre-spring revival in activity. The national capital city median house price fell by 1.8% over the August quarter to $1,226,833 compared to the July quarter, according to the latest data from My Housing Market. The August result was…
It seems we have become a nation of “experts.” Just check your inbox or turn on the television and there they are. Experts on politics who have never run a business, let alone a country. Experts on football, even though they couldn’t run from one side of the field to the other. Experts on celebrities…
Australia’s rental market was already stretched before the federal government decided to rewrite the tax rules for property investors. Vacancy rates remain painfully low, advertised rents continue to rise faster than wages, and the country is failing to build enough homes for its growing population. Now, Labor’s changes to negative gearing and capital gains tax…
Why do governments use interest rates to control inflation? They are a blunt, unfair tool, taking money from those who can least afford it and giving it to those who probably don’t need more. The aim of higher rates is to slow down spending on goods and services by cutting buyer demand, but the extra…
You’ve finally found it. The property that ticks every box, the one you can picture yourself living in for years or the investment property you still want to own in 10 years’ time, and now your heart is pounding because you have absolutely no idea what happens next. Do you just call the agent and…
As a property investor, you can get the timing wrong, overpay a bit, blow the reno budget, and still end up wealthier than the person who waited for “perfect.” I know that sounds like heresy, especially to newer investors who think every decision has to be flawless or they’ll be ruined. But after you’ve been…
