The upcoming Reserve Bank cash rate decision is a close call, but the latest inflation figures may be enough to prompt the RBA to hit the brakes next Tuesday. In Australia, inflation is moving in a positive direction, with February’s annual figures at 6.8%, down from 7.4% the previous month and 8.4% in December, according…
What’s the outlook for the Australian property markets for 2023? There are so many mixed messages in the media, aren’t there? If you are like many home buyers or investors you’re wondering, should you buy, should you sell, should you hold? If you’ve been listening to my podcasts you’ll know I believe that 2023 will…
Investor confidence was battered last year with eight consecutive rate rises, but will this year be any better for our property markets? In all the current uncertainty, it’s good to know that there are some property market indicators that point the way forward and help us time those critical turning points. To demonstrate how they…
It has been very well reported that many mortgage holders will soon be paying much higher interest rates when their fixed rate terms expire. It is estimated that $478 billion worth of fixed-rate mortgages is due to expire in 2023. In addition, borrowers may also have to navigate the end of an interest-only term, which…
Whether you’re trying to build up your savings, pay off your debt, or simply make sense of where your money is going each month, you may have thought about creating a budget to help you reach your financial goals. Even if you’re just starting out on the path to financial independence, a budget is a…
In today’s show, we’re going to be exploring a number of topics that I feel are important to living a fulfilling life: successful investing and happiness. To guide us through this discussion, we are going to ask ChatGPT, the latest craze in Artificial Intelligence, to help us. I’m also going to be joined by Mark…
Generally speaking, people live their lives in one of two ways – happily and successfully, or miserably and with loads of regrets about what ‘could have been’. Those who are happy and successful don’t necessarily have a more blessed or ‘lucky’ life than the other mob. They might even have exactly the same job, the…
Whatever the result of the New South Wales election on March 25, rising housing stress is a problem the new state government will have to confront. Soaring rents and an extraordinary lack of rental vacancies are intensifying housing stress in Sydney and elsewhere. Many low-income households are spending well over 30% of their income on…
It’s to forget that even some of the most successful minds in the world started with just a dream, isn’t it? When you’re exhausted, frustrated, anxious, worried, or you just need a reminder not to give, these inspirational business quotes will have you encouraged, inspired, and ready to take on the world: 1. “What do…
Robert Kiyosaki’s “Rich Dad, Poor Dad” series of financial books has changed the way many people think about money and investments. In my early days learned a lot from Robert Kiyosaki, even though I’ve come to disagree with his real estate investment philosophies, which don’t really work in Australia. I’ve quoted Robert on more than…