What type of dwelling will be in continuous strong demand in the future? As the housing markets in major cities throughout Australia progress and develop, it is crucial to recognize that the past constructions in terms of dwelling types and locations may not align with the future requirements for housing. Charter Keck Kramer explored the…
What should you do in the current “interesting” property markets? Is it time to be fearful or is it the right time to be greedy? I know many investors are confused with the many mixed messages the media and many commentators are delivering. On the one hand, the property market bottomed early this year…
When you first take the plunge into property investing, there are some obvious questions you’ve probably asked yourself. In fact, you may have even turned to some of the more experienced investors around you for tips and advice. Questions like: “What state or suburb should I buy in?” and “Should I buy a home or…
There’s lots of talk about mortgage stress and the risk of loan defaults, but a recent study showed that certain outer suburbs are twice as likely to have loan arrears. Homeowners in Sydney’s southwest, Perth’s northwest, and Melbourne’s northwest suburbs are the most financially stressed across the country, with the highest number of households at…
In the wake of Australia’s ongoing rental housing affordability crisis, policymakers have mooted a series of interventions, including a freeze on rents and various forms of rent controls. Of course, we know that one political party particularly of a particular colour is pushing for rental freezes. While this might seem attractive solutions to the immediate…
We’re in for some good times in property in 2023. Yet, instead of entering the market with confidence, many would-be property investors are sitting on the sidelines – missing out on what could be a golden opportunity to take advantage of the current market. Everyone is an expert In times like these, every Tom, Dick, and…
I believe demographics are going to drive our property markets moving forward and that demographic changes, how many of us there are, how we want to live, and where we want to live are going to be more important over the long term than the short-term fluctuations caused by rising interest rates or government interference….
Like baking a soufflé, successful property investing requires three important elements: a well-proven recipe, good ingredients and technique. Successful property investors know only too well that shortcuts or lack of research are sure to cause financial distress. They also know that given the level of expertise and knowledge required to make the right decision it…
In recent months, the issue of rent control in Australia has been at the centre of intense scrutiny. The Victorian Government has sparked debate across the nation by indicating that it is considering both restricting the range of a rental increase and limiting rent increases to once every two years. The implications of these moves…
Borrowing to invest in property is a popular and highly effective wealth accumulation strategy if it’s implemented correctly. However, loan structuring can often be an afterthought. The reality is that loan structuring and maximising your borrowing capacity are almost just as important as buying the right property. This blog sets out how to structure your loans…