Rates are easing. Buyer and seller confidence is rising. Auction clearance rates are humming. And now, the Federal Government has decided to throw additional demand into the mix by fast-tracking its expanded Home Guarantee Scheme to October 1. Income caps are being removed, property caps are being lifted (to $1.5m in Sydney, $950k in Melbourne,…
Why is it that in one of the wealthiest countries on earth, so many hardworking Australians feel like they’re falling behind? You don’t need economic charts to know something’s changed – you can feel it in your weekly grocery bill, your rent, your mortgage, and your quiet financial stress. Is capitalism broken – or is…
One of my early investments was a complete loss. I know that doesn’t make for ego pleasing conversation from someone who’s meant to be an investment expert, but it’s the truth. However, I’m keen to tell you the story of how I lost 100% of my invested capital many years ago, way back in the…
If you bought your home 20 years ago and didn’t check its value until today, you might be stunned. In all likelihood, you’d find it had doubled in value, then doubled in value again. It’s a classic case of the power of long-term focus—where the ups and downs of the housing markets, the peaks and…
Australia’s wealth landscape is undergoing a significant transformation. The number of high-net-worth individuals (HNWIs) is on the rise, and a substantial intergenerational wealth transfer is underway. These shifts present both opportunities and challenges for wealth management, estate planning, and economic equity. The surge in high-net-worth individuals High net worth individuals (HNWI) in Australia are worth…
Urban planning in Australia is often built on shaky assumptions. Myths perpetuate. This post covers three such urban myths. Myth 1 – Higher densities mean less traffic The theory is that higher densities around existing public transport networks will see a lift in public transport use and fewer cars on the road. Public transport accounts…
Who will buy my property? That’s the question you should be asking yourself if you want to create longer-term wealth through property investing. Sure, property markets in many parts of Australia are booming, but this too shall pass. Although growth will continue for the next few years, all property upturns set the stage for the…
Australia’s property market is facing a new and growing threat—one that can’t be ignored by investors, insurers, or homeowners. According to the Climate Council’s latest report, At Our Front Door: Escalating Climate Risks for Aussies Homes, climate change is no longer a distant concern; it’s already impacting property values, insurance affordability, and the viability of…
Imagine waking up every day for the past five years and discovering your home just earned you over $1,000 in the last 24 hours. For homeowners in nearly 20 Australian suburbs, that wasn’t fantasy; it was actually reality. Recent data from PropTrack has highlighted an astonishing trend: nearly 200 suburbs across the country saw median…
What’s the Australian housing market likely to do in fiscal 26? And are we staring down the barrel of a recession? I get asked about the R word a lot these days. Increasingly so. So, let’s tackle both, because the two are more intertwined than most think. The recession question First things first. Are we…
