There’s a lot of noise around property at the moment. Whenever governments start talking about tax changes, trusts, capital gains, inheritance, or “fairness,” investors understandably sit up and take notice. And so they should. The proposed Budget changes now being discussed could have important implications for property investors, business owners, families, and anyone trying to build…
The government’s message sounds simple enough: make property investing less attractive, reduce the advantages investors supposedly have, tilt the playing field back toward first-home buyers, and more young Australians will finally be able to get a foot on the property ladder. On the surface, that sounds fair, and I can understand why many frustrated first-home…
This article discusses the proposed Local Infrastructure Fund and extended ban on foreign ownership of established homes across Australia. Both items were announced in the Federal Government’s Budget on May 12th 2026. Local Infrastructure Fund Australia’s new Local Infrastructure Fund sounds impressive at first glance. A $2 billion housing infrastructure package certainly makes for a good Budget…
Every few years property investors are told the game is over. A new tax. A new regulation. A new lending rule. A new reason to sit on the sidelines. And yet, after 50 years of investing through booms, busts, recessions, credit squeezes, banking reforms, political interference, rising interest rates, falling interest rates, a global financial…
For many Australians, most of their retirement wealth is tied up in their home. A simple, well-designed program to tap into those trillions in home equity could help boost their retirement incomes. Such a program exists. However, it remains little known and underused. The federal government’s Home Equity Access Scheme (HEAS) allows older Australians to…
I believe most people spend too much of their lives trying to reduce perceived financial risk. The opportunity cost of this approach is very high and puts lifestyle goals at risk. Too much focus on risk reduction Many people buy a home and then focus on repaying debt. They then upgrade their home and once…
According to Cotality, since its daily index began at the start of 2010, Melbourne house values have risen by around 4% p.a., which is only about 1.3% p.a. above inflation. But of course, not every property has delivered such a mediocre result. That begs the real question: which types of properties have outperformed over this period, and what…
For decades, Australia’s housing market has been powered by a dependable demographic conveyor belt. People pair up, get married, start families, need more space, trade up, and eventually downsize. That tidy progression created suburbs, justified infrastructure, and underwrote a century of housing supply assumptions. But the engine room of household formation is changing – quietly,…
What if I told you that most property investors completely misunderstand how wealth is actually created? They think it’s about buying in the right suburb. Or timing the market. Or finding the next hotspot before everyone else does. But in my experience, after more than five decades of investing and advising clients, the real wealth…
Australia’s property markets have moved into a more complicated phase. At the beginning of the year, many investors were expecting 2026 to be another strong year for property, driven by tight supply, rising incomes, and the ongoing shortage of accommodation in many parts of the country. But as we move through the year, the story…
