Property investing has made more ordinary Australians wealthy than just about anything else. But here’s the uncomfortable truth most people don’t like admitting. Not because property “failed”. But because no one told them the parts that really matter. The stuff that doesn’t fit neatly into a headline, a seminar pitch, or a glossy brochure. So…
I am often asked what it would take for housing values to fall across Australia in a meaningful and sustained way. My short answer is always the same. Australian dwelling values fall only when borrowing power contracts hard enough, and for long enough, to seriously undermine demand. At its core, this is not a story…
It may have been Socrates who said: “Smart people learn from everything and everyone. Average people learn from their experiences. Stupid people already have all the answers.” So, to get to the next level as a property investor, you will need to learn from everything and everyone. On the other hand, if you believe you…
More investors than ever are looking interstate right now. But here’s the interesting thing…most of them aren’t doing it strategically – they’re doing it reactively. They’re frustrated with prices in their own city. They feel like they’ve “missed the boat.” Or they’re chasing what they’ve heard is the next hotspot. And that’s where things start…
The Albanese Government has struck a deal with the Greens to get its tax reform package through the Senate, and part of the price Australians are paying is the ban on self-managed super funds using limited recourse borrowing arrangements (LRBAs) to buy residential property going forward. If you already have an LRBA in place, you’re…
Money isn’t cheap anymore. Interest rates are higher. Borrowing is harder. Confidence is shaky. And for many investors, the easy gains of the last decade feel like a distant memory. That’s exactly why this phase of the cycle matters so much. Because while short-term investors are feeling uncomfortable and sitting on the sidelines, worried by…
You have probably heard that to be a successful investor you need to diversify. The old saying goes, “don’t put all your eggs in one basket”. Diversification can occur with different types of assets, but also within those asset classes. It’s suggested that this is a way to minimise risks and maximise your returns over…
The federal government has handed down what Treasurer Jim Chalmers called “the most important and ambitious Budget in decades.” The term “intergenerational inequality” is a social construct dreamed up by Labor to create a an “us vs them” to encourage younger Australians to vote for them. Yes, young people have challenges including affordability, but in…
Every few years something happens in the property market that spooks investors into thinking the game has changed permanently. A new lending restriction. A stamp duty hike. A credit squeeze. And now, the most significant overhaul of property tax settings in decades – the removal of negative gearing for established dwellings and the replacement of…
Mistakes are part and parcel of life and I see them as opportunities to learn valuable lessons. However, when it comes to property investing, mistakes can prove to be very costly. So much so that they can often prevent investors from getting past owning one single property. I must admit it…in my early days of…
