Every few years, the media tells us property is “finished.” They say it’s too risky, too expensive, or that the market is about to crash. I’ve been investing for five decades now, and I’ve heard it all before. After the 1980s property boom, people said “our kids will never be able to afford property again.”…
Have you ever felt that little voice inside your head whispering, “Maybe it’s not the right time to buy”, or What if the market crashes?” That voice of doubt isn’t unique to you — it’s part of human nature. And interestingly, one of the greatest personal development thinkers of all time, Napoleon Hill (author of…
Buying a home should feel exciting, but most buyers quickly discover it’s a maze of conflicting advice, confusing jargon and “gotcha” costs no one warned them about. Whether it’s how much deposit you really need, what lenders are actually looking for, or how to avoid buying the wrong property in the wrong location, the questions…
When the weather gets warmer and you start enjoying those longer, lazier days with summer coming up, it’s easy to get caught up in the romance of acquiring a holiday home. While there’s not necessarily anything wrong with owning a property intended more for vacation fun than financial gain, purchasing a holiday property is usually…
Have you ever noticed how everyone suddenly starts buying in a suburb after it’s already boomed? Or how investors always seem to chase whatever market or asset class did best last year? It’s human nature to assume that what worked before will keep working. After all, it feels safe to follow the evidence, “look at…
Do you like having problems? Most of us don’t. But I’ve noticed that there are two types of problems:- The problems you think you have The problems you don’t think you have; Now stick with me and you’ll understand what I’m on about. You’ll find that most people are prepared to pay to get rid of their problems…
“Our AI research uncovers hidden suburbs other investors don’t know about.” Sound familiar? It’s the latest marketing pitch from a wave of buyer’s agents across Australia. A promise of exclusive insights, powered by artificial intelligence, designed to give you a competitive edge in today’s property market. But here’s the inconvenient truth: When everyone’s using the…
In today’s property market, everyone wants to buy cheaper—and every vendor wants top dollar. The catch? The asking price is rarely the bottom line. That’s why, before you make your move, you need a clear strategy. Use these five questions to test your assumptions, protect your margin, and make offers with confidence. 1. How did…
Affordability is one of those slippery words that gets thrown around, but there are a few accepted ways analysts and policymakers measure it. They fall into three broad camps: price/rent to income ratios, repayment/rent burdens, and residual income tests. And whilst there are warts on all methods I like to use price or rent to household income…
Why is it that another year is now behind us, and so many smart, capable Australians still feel frustrated about their financial progress? It’s not because they lack intelligence. It’s not because the market “wasn’t right”. And it’s certainly not because “property doesn’t work anymore”. More often, it’s because we tell ourselves stories that feel…
