Traditionally, the path to homeownership in Australia was clear-cut: rent, save, then buy your first home. However, this pattern is evolving, with an increasing number of Australians now rejecting yesterday’s sentiment of owning their own castle, and they now buy an investment property before their own home. Enter the rentvestor: households that continue to rent…
There seem to be so many mixed opinions on what’s ahead. And clearly, there is no shortage of people with opinions on what we should be doing with our lives, be it in savings, spending, or investing. However, over the years I’ve learned a lesson that I return to and that I recommend you bear…
The narrative that overseas migration is the primary culprit behind Australia’s rising house prices is one that often gets repeated, but it doesn’t really stand up to scrutiny. While migration contributes significantly to our population growth, the impact on house prices is far more nuanced than many believe. So before I dive into the real…
When I first started investing people had a personal relationship with their bank managers, but things have changed significantly over the last few decades. The fact is when you go into a bank, you are on your own when it comes to your own financial interests. Everyone may be friendly and eager to help when you walk…
Why is it important to understand the difference between a repair and an improvement to your investment property? The property investor is often grappling with whether an expense is a repair or an improvement. This is critical because a repair can be written off immediately whereas an improvement must be written off over a longer…
One of the most common questions I’m asked by beginning investors wanting to fast-track their success is: Knowing what you know now, if you were to start all over again, what would you do differently to speed up the growth of your property investment portfolio? I usually explain that in hindsight I would have spent…
CoreLogic reported that the total value of Australian property stands at an impressive $11 trillion, surpassing the combined worth of all listed companies on the Australian Stock Exchange by more than five times. Despite this staggering figure, financial advisors have typically concentrated their efforts on shares, bonds and superannuation, often treating property as an afterthought….
Have you ever wondered how quickly the property market can turn around? Well, Australia’s housing market has just demonstrated an impressive rebound. According to Nerida Conisbee, Chief Economist at Ray White, the downturn in late 2024 lasted only a single month before prices began climbing again in January 2025. She describes this as potentially “one…
About this time each year it’s customary for those of us in the property industry to peer into the future in an attempt to predict what’s ahead for our housing markets. While making such forecasts is not an exact science, I can safely make five predictions I am certain will be true for 2025. 1….
All over the world, people are working hard every day to create a strong financial future. While others are keen to leave a legacy for their children and grandchildren. When it comes to choosing what to invest in to boost your retirement nest egg, there are plenty of things to consider, from your projected superannuation…
