For mine, the Australian housing market is about to boom. Why? I think we are heading towards a bout of stagflation. Job creation is about to tank and, whilst inflation will rise and remain above the RBA target range for some time to come, interest rates will fall. My modelling suggests that every time mortgage…
As the election campaign rolls on, housing has been, unsurprisingly, a major campaign focus. We’ve seen a series of housing policy announcements from across the political spectrum, including duelling announcements from the major parties in recent days. Labor will expand access to their Help to Buy and Home Guarantee schemes by either raising or removing…
As the ink dries on Trump’s latest tariffs, an unexpected ripple across the Pacific could mean a windfall for Australian home owners and property investors. You see… the worlds of global finance and real estate are intricately connected, and sometimes a policy shift in one country can create unexpected opportunities in another. Such is the…
The USA-led trade war turmoil is likely to cause a global economic slowdown and also precipitate falls in interest rates. I’ll explain how the Australian property market will benefit from both of these dynamics. The impact of high tariffs We are largely insulated from high tariffs because we produce almost everything we need. Our major…
Be careful… a new wave of sub-standard 1-bedroom apartments is set to catch some investors out. Whether or not property investors should consider adding a one-bedroom apartment to their portfolio is not just a question of demographics and demand these days – in other words, whether a market exists for smaller properties – but also…
The chances are that if you’ve just bought (or are planning to buy) an investment property in a multi-unit development such as a unit, townhouse, or apartment, you’ll have heard about an owner’s corporation or a Body Corporate. These are essential to the smooth functioning of any building or housing lot in which owners have…
When we talk about Australia’s property market, most people look inward — inflation data, RBA decisions, consumer sentiment. But increasingly, what happens overseas, particularly in the US and China, is influencing what happens here at home. According to Ray White Chief Economist Nerida Conisbee, there are three potential paths the Australian housing market could take…
Beware, property investors! If you’re considering investing in Melbourne’s enticing property market, it is a double-edged sword, filled with potential success but also hidden pitfalls and deceptive lures. Now that most commentators believe there is considerable upside in the languishing Melbourne market, interstate investors are flocking to Melbourne, drawn by visions of lucrative returns and…
Even if you’re in a comfortable debt position according to your own personal risk exposure, the only judgment that matters when you apply for a mortgage is that of the banks’ assessment of your serviceability. So here are eight strategies to make sure an invisible serviceability ceiling doesn’t stop you from growing your property portfolio…
If you’re under 35 and considering buying a home, it might be time to rethink that decision. The economic environment and world of finance have shifted in recent years, and so should our perspective on homeownership. But does that mean you should give up on the dream entirely? Not at all! For generations, owning a…
