“What if?” – two little words that could have meant the end of the modern world as we know it. What if our forebearers had been so paralysed by doubt and fear that they never ventured beyond their comfort zone in the cave? Interesting thought, isn’t it? Fear of the unknown leads humans to exist…
Are you considering buying an investment property in 2023? You’re in good company. Savvy property investors are likely to re-enter the market in 2023. With the majority of cash rate hikes now behind us, as well as lower prices, high rents, tight vacancy rates and the return of migration, the market will have all the…
Over the past year, we’ve noticed some positive changes in regional rental markets. They’re still quite competitive, but we’re starting to see a slight improvement. Does this mean that the trend of people moving to the regions during the pandemic is now being reversed? Are people flocking back to cities now that they have reopened…
Buying with a friend seems like a good idea, doesn’t it? It’s certainly been a popular strategy over the past decade or so given higher property prices, plus more people choosing to stay single longer. The power of two is always stronger than the power of one when it comes to property after all! There…
What is a mortgage offset account and how can it benefit property investors? With all the different mortgage options available and the mortgage offset account often touted as a major feature of the loan, it pays to know how to use it to save money and get ahead on your mortgage repayments. Mortgage offset…
Fast population growth and multiple headwinds for the construction industry mean Australia’s housing crisis will only worsen – even with the government’s plan to increase housing stock a solution is still far off in the distance. A new PropTrack New Homes report for May reveals data that suggests that government initiatives to meet growing population…
I sometimes get so engrossed in analysing ABS figures, like the nerdy CA that I am, that I forget that some blog readers are new to the idea of property as an investment. Let’s take a look today at 6 of the basic characteristics of a property as an investment and what causes prices to…
If you’re thinking of securing a new loan or refinancing an old one, then you’re in luck. Because recent policy changes by some lenders could make refinancing or securing a new loan easier, according to new insights from Canstar. The Reserve Bank’s decision to increase the cash rate for the twelfth time to reach a…
How much is your mortgage going to cost you? This calculator is a great starting point for anyone looking to take on a new loan. Let’s now look at some information on what a home loan calculator is, how it works and how it can help you determine which is the best home loan for…
As Australia continues to grapple with the challenges of skyrocketing residential rents, the question of whether rent controls could be a viable solution has arisen. Some proponents of rent controls point to the United States as an example, where cities like New York and San Francisco have implemented such measures. However, when we examine the…
