Buying your first home is a thrilling milestone, but it’s also a journey that can be filled with a mix of excitement, stress, and plenty of decisions. Whether you’re eager to get on the property ladder or you’re taking your time to find the perfect place, being prepared is key to making a smart investment….
When I travel the country speaking to high school and college students about exactly what they need to do to become financially successful in life I always begin my presentation by asking three questions: “How many want to be financially successful in life?” “How many think they will be financially successful in life?” Almost every…
Today, I want to give you my thoughts on a topic that’s been dominating headlines and sparking debates across the country: housing affordability. It’s a subject that stirs up strong emotions, especially as the dream of home ownership seems to be slipping further out of reach for many Australians. But here’s the question that I…
In a recent move that signals a flexible but cautious approach, the Reserve Bank of Australia has kept the door open for potential interest rate cuts by year-end if economic conditions worsen. In its minutes for the September Board meeting, the RBA has also cautioned that it could raise rates again should inflation fail to…
In a reflection of the ongoing financial strain on households, Australians spent a record $27.43 billion on personal credit card purchases in August 2024, according to the latest data from the Reserve Bank of Australia (RBA). This represents an increase of $814.3 million (3.1%) compared to the previous month and a staggering $1.23 billion (4.7%)…
My parents had many failings. I’m sure yours did too. But when do we stop blaming our parents for the person we’ve become? For some, this happens in their 20s. They make it through the tumultuous teenage years and they achieve clarity. For others, it doesn’t happen until the birth of their own children. Frankly,…
In this continuing series of articles, I’ll take readers on a step-by-step journey through the property development process. You’ve selected your site, conducted your feasibility studies, gathered a team of professional industry experts to help you navigate the sometimes rocky road of property development, made your way through the council’s bureaucratic maze of red tape…
Do you understand the ripple effect and how it relates to property and price growth? It is a similar concept to dropping a stone in a pond, the result being small ripples moving outward. In a property sense, we have a CBD as the centre point and the ripples as suburbs move further away. A…
Everyone in Australia has a credit score. It acts as an important indicator for lenders to gauge reliability and risk when it comes to repaying a home or personal loan. This means a good credit score is essential for securing a better interest rate on loans and boosting your overall financial health. No matter what…
Today is another of our popular question-and-answer shows where Ken Raiss, Brett Warren, and I answer a wide range of questions asked by the participants of a recent webinar. We answered questions about why the Melbourne property market is currently underperforming and when to expect it to turn around, there are a number of questions…