A little-known change by the Australian Taxation Office (ATO) has put property sellers at risk of having 15% of their sale price withheld, a mistake that could cost over $122,000 for the average property owner. Since January 1, 2025, anyone selling property in Australia must obtain a clearance certificate before settlement. If they fail to…
Australia continues to face a variety of challenges: housing affordability issues, a shortage of rental properties, an overburdened healthcare system, and the looming impacts of climate change. Yet, time and again, our governments respond to these issues reactively—only stepping in once the crisis becomes unavoidable. While this approach may win short-term approval as it looks…
If you are serious about building your own property investment business, one that one day will deliver you financial security… If you’re already a property investor and keen to take your property investment to the next level… If you are intent on getting involved in property development…. If you’re looking for a group of like-minded,…
In the world of property investment, the winds of change have brought with them a set of rental reforms in Victoria that have sparked a heated debate across the state. Recently passed legislation aimed at making renting “fairer” for tenants is set to reshape the landscape for property investors/landlords and renters alike. But as with…
In today’s show Aaron Christie-David interviews me and asked how I’ve built the substantial property bought for the White investors should be doing in the current market to secure their financial future through property. I discuss the need for a comprehensive approach to wealth creation that goes beyond property alone, advocating for a balanced life…
Housing affordability has long been an issue in Australia, but a new report makes it clear, we’re in uncharted territory. The new report, Priced Out: An Index of Affordable Rentals for Australian Voters (2025), published by Everybody’s Home, reveals a rental crisis that’s no longer just affecting low-income earners. Today, even middle-income Australians, nurses, teachers, police…
In exciting news for the Melbourne property market – the recent Reserve Bank of Australia decision to reduce interest rates is expected to spark a wave of new residential property developments and attract a fresh influx of investors, setting the stage for a significant upturn in property prices. So, why are lower interest rates such…
It’s been two years of interest rate hikes, rising cost-of-living pressures, and constant warnings about mortgage stress. And yet, Australian homeowners are proving more resilient than many expected. The latest data from APRA’s Quarterly Property Exposure Statistics shows that offset account balances have surged to record highs, while mortgage defaults have fallen for the first…
Hindsight is a wonderful thing, isn’t it? Let me ask you a question… with the benefit of hindsight and knowing what you know now, if you had the opportunity to do so, would you have bought an investment property 40 years ago? I bet your answer would be yes, realising that the median property price…
In a previous blog, I compared the financial and tax effectiveness of investing in property through your super (with borrowings) versus investing in property outside of super or sticking with the traditional approach of investing your super in an industry super fund, for instance (no gearing). I concluded that while the potential benefit of avoiding capital…
