When it comes to tenant damage in landlord insurance policies, insurers generally consider there to be three types – accidental, malicious and deliberate/intentional. These types are based on the intention – or cause – behind the damage. Why does this matter to you? Because not all insurers cover all three types of tenant damage. In…
Bipartisan support for temporary extra government spending to preserve businesses and jobs through JobKeeper was one of the few positive outcomes of the COVID-19 pandemic. Recognition that the long-term damage caused by short-term economic crises far exceeds the cost of temporary government spending to avoid it underpinned that consensus. It’s worth considering now whether the…
Brand new homes deliver different benefits to existing properties, from depreciation power to capital growth potential. When it comes to deciding which one makes the best investment, there’s no blanket answer – but there are factors that could sway your decision. Rather than attempting to categorise one as better than the other, which is a…
Yes, it’s the beginning of another week so here are 20 great quotes to give you a little nudge and inspiration for your week: “The best time to plant a tree was 20 years ago. The second best time is now.” Chinese proverb “I attribute my success to this: I never gave or took any…
Nassim Nicholas Taleb became famous for his book The Black Swan which taught us to look out for the unexpected X-Factor. He also wrote The Bed of Procrustes, a collection of hundreds of “philosophical and practical aphorisms” – pithy one-line quotes full of meaning and importance. I’ve selected a number of these that struck me…
Australians are getting richer, despite rising interest rates and inflation. The ABS tells us the average net worth for all Australian households in 2019–20 was $1.04 million. Much of this wealth can be attributed to our Baby Boomers, who reaped the rewards of the significant property boom we experienced a few years ago and long-term…
When things don’t go as planned, most people quit the struggle and move on to greener (meaning – easier) pastures. And the world is filled with quitters. Without pursuing success, life is a struggle. Even for the vast majority who are content with just coasting along, life is still filled with problems. Most people want…
What do you do with unwanted Christmas gifts? Well, according to new research from Compare the Market, a surprisingly high number of Aussies don’t keep the gifts they receive over the festive period. In fact, 1 in 5 Aussies admit to regifting duplicate presents or gifts they don’t like at Christmas. Around 16% of respondents who…
A lot of Australians have found work just before the holidays. In fact, according to the latest figures from Roy Morgan, in November 2023 Australian employment hit a record high of over 14 million for the first time with over 9 million now employed full-time and over 5 million employed part-time. However, despite surging employment…
Ever had one of those days when you roll out of bed the wrong way and nothing seems to go right from that point on? We all have. Getting a jump on the day, and starting it in the right way, can make all the difference between a productive workday and one you spend in…
