I’ve met so many investors who are fixated on rental yields – but for me, capital growth is always the number one thing to look out for when buying an investment property. Building wealth through real estate is best achieved by buying quality investment-grade properties and holding them for the long term, allowing the market to…
Kick your debt problem to the curb once and for all with this step-by-step guide Are you sick and tired of credit card bills? Are you ready to discover how to get out of debt once and for all? If you want a permanent debt solution, then I have shocking news for you: debt is…
Today the 7.6 million Millennials in Australia are the largest demographic force. As a generation, they outnumber Gen Z and Gen X by about a million people. They outnumber the large Baby-Boomer generation by about two million people now. There’s no other generation that will have such a huge impact on the 2020s as the…
When you buy a property you receive a Certificate of Title, which is a paper copy of an entry in the online register. If you have a mortgage, the bank holds the Certificate of Title until your loan is repaid. A mortgage grants an interest in the real estate to the lender. Once it’s paid…
The statistics say it all-around 92% of Australians who invest in property never make it past their first or second investment. This is in spite of the fact that one property will never make you rich…it will never even make for a comfortable retirement when you consider that this stage of your life could represent…
In 2017, Griffith University estimated Australians would pass on a staggering $3.5 trillion in wealth over the next two decades. It is estimated that around $10 billion is inherited every month in Australia, and the numbers are steadily increasing. Given these projections, it’s highly probable that many of you reading this blog will receive an…
You’ve just made an offer on your new home or your next investment property and it’s been accepted. That’s great news, but what actually comes with the property when you settle? Is it everything that you saw when you inspected the property? Clearly not – some of the items in the property belonged to the…
Ever been to an auction where the property sold for hundreds of thousands of dollars above what the agent had quoted? I certainly have and I know many disappointed prospective buyers who have missed out at auction by being misled by agents’ quoted price ranges. Just to make things clear…the practice of underquoting is where…
Many novice investors make a simple mistake when they first start out. And that’s because they don’t understand the difference between their borrowing capacity and their affordability. So I’d like to clear up this issue to help investors manage their cash flow better in the future and to help them on their path to success….
The Reserve Bank sees no “quick fix” for the housing crisis and warns that an imbalance between Australia’s supply of new housing and growth in the nation’s demand for housing is pushing up rents and construction costs and also has implications for economic activity. In a speech on Housing Market Cycles and Fundamentals, RBA assistant…
