Today, Simon Kuestenmacher and I examine the evolving landscape of home ownership in Australia. For generations, owning a home has been at the heart of the Australian dream. In 1966, nearly three-quarters of Australian households owned their home, either outright or with a mortgage. Fast-forward to the 2021 Census, and that figure had slipped to…
Australia’s middle-ring suburbs are undergoing a significant transformation, driven by a combination of state-led rezoning initiatives, the introduction of medium- and high-density developments, and a strategic shift towards creating “20-minute neighbourhoods.” This evolution presents both opportunities and challenges for existing homeowners and investors. Embracing the ‘missing middle’ in urban planning The term “missing middle” refers…
We’re well into a new year, and our property markets have come through the roller coaster of the first half of this decade with flying colours. Of course, each year brings its own set of wins, challenges, and lessons. Looking back at last year, 2025 was certainly no exception. So it’s a good time to…
Here are 20 great quotes to give you a little push and inspiration for your week: 1. “Life shrinks or expands in proportion to one’s courage.” Anais Nin 2. “There is only one way to avoid criticism: Do nothing, say nothing, and be nothing.” Aristotle 4. “Everything you’ve ever wanted is on the other side…
Warren Buffett reigns supreme as the greatest investor in history, with a personal fortune of around US$132 billion. Many years ago I learned that if you want to succeed in business or investing and get rich, it pays to study Buffett. And the great news is Buffett is happy to share his knowledge. Over the…
Have you ever noticed that the more you wait for the perfect moment to make your next move, the less clarity you seem to have? It happens to investors at all levels – from beginners buying their first property to sophisticated players expanding multimillion-dollar portfolios. And funnily enough, the ones with the most experience often…
If a picture paints a thousand words, then this collection of charts should do a pretty good job of painting the landscape as it affects our economy and our property markets. Each month the RBA summarises macroeconomic and financial market trends in Australia by providing a detailed chart pack. World Economy Australia’s economy doesn’t operate in…
Every week, we’re told the world is becoming more chaotic: wars flare up, inflation spikes, political trust erodes, and new technologies promise to upend everything. It’s no wonder people feel that planning for the future, especially when it comes to property investment, business, or wealth creation, is harder than ever. But if you know where…
At its first meeting for 2026, the Reserve Bank lifted the cash rate to 3.85%, as most economists expected. That move officially ends the shortest and most modest rate-cutting cycle since the RBA began inflation targeting back in 1993. So what does this really mean for property investors, home buyers, and Australia’s housing markets? That’s…
We often joke about ageing – the wrinkles, the aches, the memory lapses. Society constantly reminds us that “you’re not as young as you used to be.” But here’s what nobody really tells you: getting older comes with surprising gifts. In fact, there are plenty of perks that only show up with time, and they…