Articles by Kalen Bruce

Kalen Bruce

Kalen Bruce of MoneyMiniBlog.com.au is passionate about helping you master your finances and maximize your productivity. He defies millennial laws by having no debt and four children. You can get his two ebooks, plus two personal finance classics (for free) at MoneyMiniBlog.com.au/free-moneyminibook


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I love challenges. Especially when there is seemingly no reason to start them. That’s exactly what my wife and I just did.  A challenge. The challenge? To not spend money for 30 days. No reason, really. Just for fun. And yes, believe it or not, it actually was fun. Here are the results… The Terms…

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We all have our opinions about millionaires and the rich.   I’d like to challenge some of those opinions and show you some things you might not know about millionaires. It’s not about luck, fancy lifestyles or greed. It’s about developing a mindset that sets you apart from the rest. Here are 10 game-changers that…

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When I decided to get out of debt, I turned to many side jobs.  Construction was one of those side jobs. At 18 years old, I thought I had some insight into the work-world. I had held a steady job for many years, but I really only worked at various pizza places, and the only “labor”…

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What are the most unproductive 9 minutes of your day? It’s no secret. It’s the snooze button. Did you see that coming? Probably. But we’re not done yet. I’m going to explain why the snooze button is so unproductive, and how to actually snooze productively. Yes, it’s possible to hit the snooze button, and not be…

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Rich Dad, Poor Dad was one of the first books I ever read on finances. I figured out about the book through a network marketing business I was involved with, though that didn’t really end well. I enjoyed the book. I felt like it changed my mindset – mostly the way I thought about money and college,…

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This sounds like a clickbait title, but hey, at least it’s not a list post.   Hear me out though. Honestly, it’s hard to name something in the few words you get with an article headline. Especially something like this that requires an explanation, regardless of how simple it sounds. The thing is, there is…

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This may not be the most popular article for a finance blog, but I think it’s extremely important. Money isn’t what really matters.  Sure, you need money to accomplish some of your goals or to make your life better…or at least you think you do. We all think we need more money, more stuff. But…

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Our life isn’t as logical as we like to think. You may plan your goals perfectly, but when the time comes for action, it doesn’t work out. That happens to all of us, because our emotions affect our decisions. We don’t think about that when we set goals. A 2014 study shows how our emotions affect our logical…

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When you’re reading productivity articles, you don’t want vague ideas, you want actionable steps that you can take to literally increase your productivity today. You want practical, applicable tips. I’ve tried my best to make this blog full of actionable tips you can apply to every day of your life. This article may be the…