Articles by Kalen Bruce

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Kalen Bruce of MoneyMiniBlog.com.au is passionate about helping you master your finances and maximize your productivity. He defies millennial laws by having no debt and four children. You can get his two ebooks, plus two personal finance classics (for free) at MoneyMiniBlog.com.au/free-moneyminibook


The Most Effective Productivity Tip Sounds Stupid, But it Works
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The Most Effective Productivity Tip Sounds Stupid, But it Works

This sounds like a clickbait title, but hey, at least it’s not a list post.   Hear me out though. Honestly, it’s hard to name something in the few words you get with an article headline. Especially something like this that requires an explanation, regardless of how simple it sounds. The thing is, there is…

What My Children Taught Me About Money
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What My Children Taught Me About Money

While I am always finding new ways to teach my children, they teach me on a daily basis. Learning opportunities are great, and I love to find life lessons in almost anything that happens.  Don’t forget to take life lessons too. Always teach and always learn. By the way, It’s turning into a regular thing to write…

What a Construction Worker Taught Me About Money
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What a Construction Worker Taught Me About Money

When I decided to get out of debt, I turned to many side jobs.  Construction was one of those side jobs. At 18 years old, I thought I had some insight into the work-world. I had held a steady job for many years, but I really only worked at various pizza places, and the only “labor”…

6 Things I Learned by Not Spending Money for 30 Days
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6 Things I Learned by Not Spending Money for 30 Days

I love challenges. Especially when there is seemingly no reason to start them. That’s exactly what my wife and I just did.  A challenge. The challenge? To not spend money for 30 days. No reason, really. Just for fun. And yes, believe it or not, it actually was fun. Here are the results… The Terms…

How to Implement the 10 Year Rule - “It’s Just Money”
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How to Implement the 10 Year Rule – “It’s Just Money”

This may not be the most popular article for a finance blog, but I think it’s extremely important. Money isn’t what really matters.  Sure, you need money to accomplish some of your goals or to make your life better…or at least you think you do. We all think we need more money, more stuff. But…

5 Thoughts That are Secretly Destroying Your Goal Progress
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5 Thoughts That are Secretly Destroying Your Goal Progress

Our life isn’t as logical as we like to think. You may plan your goals perfectly, but when the time comes for action, it doesn’t work out.  That happens to all of us, because our emotions affect our decisions. We don’t think about that when we set goals. A 2014 study shows how our emotions affect our logical…

5 Thoughts that are secretly destroying your goal progress
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5 Thoughts that are secretly destroying your goal progress

Our life isn’t as logical as we like to think. You may plan your goals perfectly, but when the time comes for action, it doesn’t work out. That happens to all of us, because our emotions affect our decisions. We don’t think about that when we set goals. A 2014 study shows how our emotions affect our logical…

10 Important Actions You Can Take Right Now to Increase Productivity
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10 Important Actions You Can Take Right Now to Increase Productivity

When you’re reading productivity articles, you don’t want vague ideas, you want actionable steps that you can take to literally increase your productivity today. You want practical, applicable tips. I’ve tried my best to make this blog full of actionable tips you can apply to every day of your life. This article may be the…

Means or Mindset? Why the Rich are Rich and the Poor are Poor
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Means or Mindset? Why the Rich are Rich and the Poor are Poor

The rich keep getting richer, and the poor keep getting poorer. Right?  You’ve heard that a thousand times. It’s not fair, is it? Some people just can’t get a break. Well, that may be true, but it’s not that simple. So why are some people rich and others poor? Why do some poor become rich,…

The Most Unproductive 9 minutes of Your Day (Unless You Do This)
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The Most Unproductive 9 minutes of Your Day (Unless You Do This)

What are the most unproductive 9 minutes of your day? It’s no secret. It’s the snooze button. Did you see that coming? Probably. But we’re not done yet. I’m going to explain why the snooze button is so unproductive, and how to actually snooze productively. Yes, it’s possible to hit the snooze button, and not be…