Articles by Kalen Bruce

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Kalen Bruce of MoneyMiniBlog.com.au is passionate about helping you master your finances and maximize your productivity. He defies millennial laws by having no debt and four children. You can get his two ebooks, plus two personal finance classics (for free) at MoneyMiniBlog.com.au/free-moneyminibook


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What are the most unproductive 9 minutes of your day? It’s no secret. It’s the snooze button. Did you see that coming? Probably. But we’re not done yet. I’m going to explain why the snooze button is so unproductive, and how to actually snooze productively. Yes, it’s possible to hit the snooze button, and not be…

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Do you play the lottery? Everyone knows the odds of winning the lottery are unlikely, but exactly how unlikely? First off, I am talking about the major lotteries here. Namely, The Powerball and Mega Millions. Heard of them? The odds are similar for winning both – around 1 in 176,000,000. Not too bad, right? Oh…

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I usually don’t title articles the way I’ve titled this one. I don’t like the idea of click-bait articles with titles like “This puppy saved his life and you won’t believe what the man did to repay him” or “She thought it was a normal tater tot, but she was in for the surprise of…

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Rich Dad, Poor Dad was one of the first books I ever read on finances. I figured out about the book through a network marketing business I was involved with, though that didn’t really end well. I enjoyed the book. I felt like it changed my mindset – mostly the way I thought about money and college,…

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This sounds like a clickbait title, but hey, at least it’s not a list post.   Hear me out though. Honestly, it’s hard to name something in the few words you get with an article headline. Especially something like this that requires an explanation, regardless of how simple it sounds. The thing is, there is…

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While I am always finding new ways to teach my children, they teach me on a daily basis. Learning opportunities are great, and I love to find life lessons in almost anything that happens.  Don’t forget to take life lessons too. Always teach and always learn. By the way, It’s turning into a regular thing to write…

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When I decided to get out of debt, I turned to many side jobs.  Construction was one of those side jobs. At 18 years old, I thought I had some insight into the work-world. I had held a steady job for many years, but I really only worked at various pizza places, and the only “labor”…

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I love challenges. Especially when there is seemingly no reason to start them. That’s exactly what my wife and I just did.  A challenge. The challenge? To not spend money for 30 days. No reason, really. Just for fun. And yes, believe it or not, it actually was fun. Here are the results… The Terms…

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This may not be the most popular article for a finance blog, but I think it’s extremely important. Money isn’t what really matters.  Sure, you need money to accomplish some of your goals or to make your life better…or at least you think you do. We all think we need more money, more stuff. But…