Articles by Joseph Ballota

Joseph Ballota

Joseph is a Property Coach who put hundreds of people on the road towards wiping away their mortgage in under 5 years through expert Property Investment Plans.

I’ve got a confession: I’m a terrible property investor. At least, that’s what conventional wisdom would tell you. You see, I’ve committed the ultimate sin in property circles: I’ve sold properties. Not just once, but multiple times. And to make matters worse, I’ve even told other people it’s OK to do the same. According to…

Australia’s property market is full of contradictions. While affordability remains one of the biggest challenges facing buyers, the so-called “affordable end” of the market is actually outperforming. Australia’s most affordable housing is experiencing significantly stronger price growth than typical properties, according to Nerida Conisbee, Chief Economist at Ray White. The trend is consistent across most…

It’s no secret that education for their children is a top priority for many Australian families. But what’s becoming increasingly clear, especially here in Melbourne, is just how much that priority is translating into cold, hard property premiums. In fact, the latest report from the Real Estate Institute of Victoria (REIV) reveals something most of…

There’s a quiet but powerful shift happening in the Australian economy, and it’s not getting the attention it deserves. More than half of Australian voters now rely on government support for their primary income. Whether it’s through public sector wages, welfare payments, disability support, childcare subsidies, or aged care funding, over 50% of voters are…

Australia’s housing market is showing its usual resilience, but the landscape is shifting in some important ways. The latest Mortgage Insights Report from Money.com.au reveals that while overall lending growth has slowed, investors are roaring back into the market and, for the first time in years, are almost neck and neck with homebuyers when it…

Australia’s inflation is back in the RBA’s target band, and that’s not just good news for borrowers, it’s potentially the trigger the Reserve Bank needs to pull the lever on another cash rate cut in August. According to Canstar, “Trimmed mean inflation is back into the RBA’s target band for the second quarter in a…

Every time housing affordability hits the headlines—as it has again this year with surging rents and limited supply—someone inevitably points the finger at property investors. And lately, there’s been a particular focus on short-term rentals, like those listed on Airbnb, Stayz and other holiday letting platforms. It’s a neat narrative: investors are allegedly hoarding homes…

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