Christmas comes but once a year – as do Christmas party games. With such little practice, it’s hard to get good at any of them. Let me help. I’m going to share with you some expert tips, tested through mathematical modelling, on how to win one of the most popular games: Bad Santa – also…
When it comes to tenant damage in landlord insurance policies, insurers generally consider there to be three types – accidental, malicious and deliberate/intentional. These types are based on the intention – or cause – behind the damage. Why does this matter to you? Because not all insurers cover all three types of tenant damage. In…
Bipartisan support for temporary extra government spending to preserve businesses and jobs through JobKeeper was one of the few positive outcomes of the COVID-19 pandemic. Recognition that the long-term damage caused by short-term economic crises far exceeds the cost of temporary government spending to avoid it underpinned that consensus. It’s worth considering now whether the…
Clean water is a vital element for sustaining life and property value. Property owners understand that the water quality on their premises directly impacts health and daily living and the overall attractiveness and worth of their property. Ensuring access to clean and safe water is a critical concern, as it plays a significant role in…
The impact of a school environment doesn’t stop at the four walls of a classroom. They also reach beyond the classrooms, seeping into the hallways, the lab, the gym, and the school’s exterior. If you’re a school owner, it’s in your best interest to foster a holistic environment that’s conducive to learning. You’d also want…
The Australian government is aiming to rein in the growth of international students in its new migration policy, released on Monday. This is in response to record levels of international students entering the country once COVID-related border closures were lifted. Current and former international students living in Australia already number 860,000 and are hurtling towards…
Australians sure do like those brekkies, barbies and mozzies. We’re not talking about “actual” mozzies here. We’re defo (definitely) talking about words — and Aussies can’t seem to get enough of these shortened words. Some say we’re lazy for clipping them. Others claim it’s just Aussies knocking words down to size — ta, we’ll have…
On Monday, the federal government announced plans to fix Australia’s “broken migration system” and to “bring migration back to sustainable, normal levels”. Its long-awaited migration strategy aims “to build a migration system that earns the trust and confidence of our citizens”, or what the government calls, “rebuilding the social licence”. The government says these changes…
Saving and investing are two key habits that support financial health, but it’s important to recognise that these two strategies shouldn’t be used interchangeably. Knowing when to invest and when to save requires a carefully planned-out system. You wouldn’t want to miss out on opportunities to grow your wealth—especially with an asset as lucrative as…
If you’ve made the right moves in your career, you could have a decent financial foundation to last you the rest of your days. However, it’s possible for people to reach seniority with an empty bank account. In such cases, thriving in your older years becomes extremely difficult. No matter what age you are, you…