Andrew is a leading finance specialist who holds a Diploma of Financial Planning (Financial Services). With over 32 years of experience in finance, Andrew has been acknowledged by the mortgage industry with multiple awards. Visit IntuitiveFinance.Com.Au
Pulling together the information for a loan application can seem daunting, and may even feel a little invasive. If you’ve never applied for a loan before, gathering all of your most personal financial information – such as your credit card statement which reveals exactly how many takeaway coffees you’ve had this month – to hand…
When the market is getting hot, as it is now in Sydney and Melbourne, a sense of frenetic urgency creeps in. House hunting on weekends turns into a blood sport and for many, it becomes a desperate time. When you finally find a property that you can see yourself in for years to come, the…
The current low-interest-rate environment has a lot of clients asking me whether now is the time to focus on paying off their mortgage. And the strange circumstances we find ourselves in, with 2020 not turning out how any of us imagined, has many asking whether they should focus on investing, either in stocks or property….
Refinancing is one of those things, like exercising regularly, that we know could be good for us but sometimes seems like a lot of effort and not much fun. There are lots of reasons why it might be a good idea to consider refinancing, and one particular reason why you should take stock before making…
Borrowing capacity is one of the first things anyone wants to know when considering a mortgage. How much can I borrow is a top Google search term and many people tap into the online mortgage calculators to understand how much they can borrow. However, as I’ve discussed previously, an online mortgage calculator will only give…
OK, so who’s been stuck at home, in what you thought was a spacious property, right up until Covid-19 hit? All of a sudden we’ve got people trying to find space to be able to work, study, and then relax all under the 1 roof and in many cases this has not gone well. And…
Australia’s economic recovery is inching forward, but a key reform designed to give it a shot in the arm – Treasurer Josh Frydenberg’s legislation to overhaul responsible lending obligations and free up access to credit in order to get more money flowing – is facing threats from overseas and at home. In what could be…
When taking out a mortgage it’s common to focus on the interest rate and weight this heavily, positioning this single piece of data as the deciding factor when choosing a lender. After all, the lower the interest rate, the more money you save. Getting the lowest interest rate possible is what everyone is doing, and…
Building a property portfolio will establish your personal wealth and give you financial security throughout the course of your life but it is a goal that will require a disciplined, steadfast approach and above all, commitment for the long haul. There are no shortcuts! There are things you can do right now – and, in…
The main issue for many first-time homeowners and investors in the current property market is the ability to save a deposit. Pulling together a big enough deposit remains a struggle for many would-be property buyers, especially when they have to pay for their living costs, including rent, at the same time. While house prices have moderated…
