Andrew is a leading finance specialist who holds a Diploma of Financial Planning (Financial Services). With over 32 years of experience in finance, Andrew has been acknowledged by the mortgage industry with multiple awards. Visit IntuitiveFinance.Com.Au
The price of property in our two major capital cities has everyone talking about something called “housing affordability”. But before I weigh into this debate, it’s important we understand the difference between housing affordability and affordable housing. According to experts, housing affordability applies to those who live in – or aspire to live in –…
Australia is a country of eight States and Territories, which each have their own, sometimes unique, laws. The laws around real estate differ substantially across these regions, and there can be quite a few differences depending on which part of the country you are buying or selling in. What’s required in Victoria may not be…
It’s a depressing realisation, isn’t it? Yet, while there is nothing we can do about eventually dying one day, there is much we can do to prepare for it. And by that, we don’t mean funeral planning and picking out your favourite songs to play at your service. We mean getting your financial affairs in…
Happiness can be elusive, and it can be fleeting. But happiness is a feeling that we all enjoy and usually want to repeat as often as possible. Some people are naturally happier than others because they tend to have a “glass half-full” mentality. Others have to work much harder to achieve the same level of…
Shopping around for a property can be a daunting experience, particularly if you have any lingering questions around how much you can afford to spend. However, you can overcome at least this one niggling concern by approaching the bank to obtain home loan pre-approval or pre-qualification. It’s important to note that both of these result…
Mortgage Repayments One you have bought a property, whether as a home or an investment, you will be required to make mortgage repayments to cover the cost of the home loan. These repayments can either be interest-only, which is what investors generally use, or principal and interest, which is a set amount designed to pay…
We all know that Sydney has stolen all the property headlines over recent years, but there has been another big news story happening at the same time. What is it? It’s buying off the plan – and buying new units in particular. Our property markets are changing, from one where the Great Australia Dream revolved…
Today’s work environment is much different than in years gone by – and it’s mainly due to technology. Not only are there new occupations being created almost daily, our global society means that it’s easier to connect with millions of potential customers than ever before. This new world we live in has resulted in more…
Once you’ve signed on the dotted line and bought your next home or investment, then there’s a series of boxes that need to be ticked before the property become yours. Finance needs to be approved and any inspections also need to be completed. Then once that’s all done, it’s a waiting game before settlement, which…
Parents have helped their children buy homes for generations. Back then, it was often via a cash gift that their child – often newly married – could use as a deposit. Today, many parents are equally interested in helping their children, especially when property prices have made saving a deposit more difficult for first home buyers….
