If you were hoping the three rate cuts in 2025 would finally give Australians some breathing room, you’re not alone. Many households entered the year optimistic, believing the worst was behind them and that easing monetary policy would start to unwind several years of relentless financial pressure. But the reality has been very different. The…
Let’s be honest, when you think of Toorak, Paddington or Surfers Paradise, “affordable” isn’t the first word that comes to mind. These are blue-chip postcodes where homes sell for the kind of money that makes even seasoned investors wince. But here’s the thing, you don’t always need $4 million (or more) to get your foot…
Buying or selling a home has always been a high-stakes, high-pressure event. The paperwork, the deadlines, the hundreds of thousands, sometimes millions of dollars changing hands. But what most people don’t realise is that those exact conditions also create the perfect hunting ground for cybercriminals. And now, because of artificial intelligence, property scams are becoming…
For years, Australians have been asking themselves why saving for a home feels harder than ever. While soaring property prices grab most of the headlines, there’s another culprit that doesn’t get nearly enough attention: wages. A new report by Per Capita titled The Lost Decade has revealed just how much low wage growth has held…
If you’ve ever felt that everyone around you seems to be a millionaire these days, you’re not imagining things. According to the latest UBS Global Wealth Report and reported by ABC news, Australia now boasts one of the highest concentrations of millionaires in the world, and much of that wealth is tied directly to property….
Two-thirds of property investors make the mistake of buying in their own backyard. Now we know that most property investors never achieve the financial freedom they’re looking for. Of the 2.1 million property investors in Australia, 1.9 million never get past their first or second property while only around 20,000 investors around Australia own 6…
Australia has always been a nation that values connection, and this is now evident in our housing. Sure, most of the media commentary focuses on property values, interest rates, and auction clearance rates. And while those metrics are obviously important for us as investors, there’s a more fundamental force quietly shaping our cities and influencing long-term…
There’s been no shortage of finger-pointing when it comes to Australia’s rental crisis. One of the more popular scapegoats in recent years? International students. After all, when you have hundreds of thousands of students flooding back into the country after the pandemic, it’s easy to assume they’d be pushing up rents, tightening supply, and even…
“If it seems too good to be true, it probably is.” That old saying has stood the test of time for good reason – and nowhere does it ring more true than in the world of real estate investing. I’ve been in the arena of property for a number of decades, and if I could…
Most investors think diversification is about having lots of properties. But here’s the truth: diversification isn’t about how many properties you own, it’s about what kind you own, where you own them, and when you bought them. Over the years, I’ve met investors with three well-chosen properties who are better protected and positioned for growth…
