Labor is going into the election promising to tax capital gains more heavily. Depending on who you listen to, it’ll either hit the very highest of earners, or middle earners – people such as teachers and nurses. The same critics have claimed different things at different times. The truth is even stranger. In part because…
Are you a good negotiator? Negotiating is something we it constantly in all aspects of our life, from relationships to which path you choose to take on a crowded street. And of course, negotiation is one of the skills developed by savvy property investors, business people and entrepreneurs Some people are very good at negotiation,…
If there is one thing I know, it’s personal finance blogs. I’ve been in this arena for a while, and I’ve met some amazing bloggers. I could easily list the top 100 personal finance blogs, and that would probably be easier. Honestly, with the links at the end of this post, I will list hundreds of blogs,…
In many situations, being part of the crowd can be rewarding. Outdoor festivals, markets, concerts, stage shows: these are all events that are considerably better when enjoyed with the buzz and energy of a large crowd. There are also situations where you should be wary of a crowd – and investing in property is one…
So you’re ready to start a family, or you have a baby on the way already, but you’re also thinking about your future financial security. First of all, congratulations! What an exciting time in your life, but it can be a daunting one also. These new plans might be making you rethink where you should…
If you applying for a new credit card or plan to raise the credit limit of an existing card to cope with your Christmas spending spree you could be in for a shock. The screws are being tightened on Australia’s debt obsession. As of 1 January 2019, new credit card limits will be based on what you can afford…
In your quieter reflective moments, the thought may cross your mind about buying or giving property now to your children, or even skipping a generation and buying property now directly in the name of your grandchildren. If this is you, lay down immediately until the feeling passes. Seriously though, isn’t it better to give now…
I’ve recently written about why women make better investors than men. According to analysis by the Property Council of Australia, 47 per cent of Australian investment properties are owned by women. Their analysis of Australian Tax Office data has found that almost half of all negatively geared investment properties are owned by women wanting to…
As we near the end of another year (where did 2018 go?) most of us are probably feeling a little bit weary. That’s fair enough. Readers of this blog are typically hard-working types, with many of them striving tirelessly for financial independence. But this can leave very little room for relaxation. Now, hard work is essential….
This piece of advice may be different to what others recommend, but it may save you a heap of investment headaches down the track. I know there’s a school of thought that suggests one way to take the emotion out of your property purchase is to do all of your research on the Internet and…